I've no knowledge of "payment holidays" other than what the title suggests.Does a payment holiday extend the overall term, I wonder? If so it could take the date of your decision til later in the year.
I bought the Giulia half expecting it to be the last IC engined car I would buy and that I would hopefully be able to keep it until it was virtually valueless. Just a bit worried that the electronics won't last that long.
(What's the cycling situation like where you are, or have you just hung your bike up in the garage for now? I live in the countryside in the Derbyshire Dales and ride off-road so can quite easily plan a route where I see hardly anyone but the situation for road riders is looking a bit more problematical, not helped by Pierce Morgan having a rant on TV this morning)