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Discussion Starter #1
Just got my insurance renewal today, gone up 100 quid from last year, wtf :mad:


RAC are dirty robbing crooks imho :D

why do insurance companies put their prices up every year?
 

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i think its because of the recent amount of ASBO's given out in newton aycliffe.......










lmao:lol:
 

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Discussion Starter #4
Just been on confused. a quote for 320 quid fully comp :cool:

Will try Adrian Flux tomorrow to see if they can beat it :)
 

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swift cover.com seem good, got fully comp £180 on a grp 15:D and my car is better than yours:lol:
 

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I give you my condolences Mr.Orange.:(: Even Saga stick the price up, but at least if you give them evidence of a cheaper quote, they do it below that!:):
 

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Please bear in mind the lowest price may not be the best if you ever have to claim.

I am with Norwich Union - at renewal I could have got it for £55 less by changing. I didn't bother.

Someone ran into the back of my GTV 3 weeks ago. 1/2 hour and 1 'phone call later my car was taken away for repair, a replacement was delivered (k so it was a Mondeo but at least a 1.8 with aircon) and my excess was sorted out - one telephone call sorted everything out. I now have my car back all sorted and at no cost to me.

It is worth considering - price 'aint all.

Paul.
 

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swift cover.com seem good, got fully comp £180 on a grp 15:D and my car is better than yours:lol:
swiftcover are cheap but I've heard the package and service aint too good if you actually need to use the cover.

in my considerable experience (I've had about 10-15 crashes, lots my fault some not) Axa were by far and away the best insurer for actually doing things once you've had a crash.

:)
 
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"(I've had about 10-15 crashes, lots my fault some not)"

So its your fault then:D :D

Move from Newton Aycliffe so somewhere a bit posher like Piercebridge and claim you are royalty;) ;)

Seriously though, get requoting and you can probably knock it down a bit.

AlfaLincs
 
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I used the Direct line multi car plan the Punts is £220 a year fully comp and the Cups £300 fully comp not bad for a group 19 :D
 
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Mr O, same thing happened to me mate with The RAC, they put mine up by £200 for no reason and said this had happened because there wasn't much different between 1 Years NCB and 2 Years NCB, when I asked as to why it had gone up though, the young lady said she didn't really know, lol.

I'm with Admiral now and they've done me a SCORCHING deal, at 21 being insured on a 156 V6 with my fiancee thrown in as well (Who has been driving for 4 months and is 19) I am paying around the £600 marker.

Try Churchill as well bud as they gave me a good quote but not as good, not sure if Admiral are only good with young drivers though. Give them a try though as they sorted me right out.

Good luck,
Darren
 

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Discussion Starter #18
Tried Adrian Flux, 390 quid is the best they could do, Maybees next year i will try Adrian Flux again :(

Got the best quote so far from shielas wheels, 320 quid with legal cover included, Going to try the RAC again to see if they can do better :rolleyes:
 

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Discussion Starter #19
I'm with Admiral now and they've done me a SCORCHING deal, at 21 being insured on a 156 V6 with my fiancee thrown in as well (Who has been driving for 4 months and is 19) I am paying around the £600 marker.

Try Churchill as well bud as they gave me a good quote but not as good, not sure if Admiral are only good with young drivers though. Give them a try though as they sorted me right out.

Good luck,
Darren
I will give these a call soon, cheers Darren156 :)
 

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Unfortunately this is common practice within the insurance market. Basically, most companies measure their success (and compare how well they are doing against each other) by the amount of new business written (i.e. new customers aquired).

This creates a ludicrous market dynamic whereby they offer stunning discounts to new customers to boost their sales figures. New customers cost much more to aquire (advertising, new business processing, setting up payment etc.) so their profit margin is reduced.

To cover this they tend to charge existing customers more at renewal (trusting to customer apathy that they won't shop around). Given that renewing a customer is much cheaper for them then aquiring a new customer (just a renewal letter as the payment method already set up, computer system automatically renews unless told not to) the margin is higher for this business anyway so hiking the price is just taking the pish.

I currently switch each year between Elephant and Admiral. They are both in the same insurance group and use pretty much the same rates and underwriting approach. Renewal quote from Elephant is £500, Admiral new customer quote £350. Next year Admiral renewal quote gone up to £500 despite another a year of no claims but Elephant now offer me insurance for £350 as I am a new customer again. Abssolutely insane business model but there you go. Just means you have to swap insurance provider every year to avoid a fleecing.
 
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