Hi Matt.Morning all,
Sorry I am sure this subject and question has been spoken about many times before.
Do you tell your insurance company that your Alfa has been remapped?
I know many companies won't insure a remapped car
Wouldn't even mention it personally, but as previously stated, your choice.Hi Matt.
Its always down to personal choice if you tell them or not, but you can be sure that if they find out and you had not disclosed a re map ( possibly if your car needed repairing following an accident etc ) the insurer would refuse to pay on the grounds that you had not informed them of a material change that increases the risk they insure. If you want to stay safe and above board there are companies that will cover you ( you're best going via a broker - I believe Greenlight are good for mods)
Time to come clean - I manage the motor claims dept for a large insurer and can say with certainty that goram is right in most of what he's said.Unless the cause of any claim was the undeclared modification, insurers will pay out. If they discover the undeclared modification after a claim they will most likely charge you what you should be paying or deduct that amount from the claim settlement.
Best to declare though in my opinion, but then that's the industry I'm in. Most comparison websites will allow you to enter your mods when seeking quotes. You might be surprised how little a few tweeks to your pride and joy makes to your premium anyway.