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Discussion Starter #1 (Edited)
I'm currently with Adrian Flux, but as usual they've come back with an expensive annual increase to the policy.

The issue is that I'm after a fixed agreed valuation. Plenty of companies say they do it on their websites, but when you get into the details they can't actually provide the cover, issues like the car must be over 35 yrs or it must be parked in the garage etc. The market price for a V6 is pitiful. I'm after a valuation where I can send in some photos, I would prefer not to have to go through the hassle of an independent valuation.

Can anyone recommend a viable alternative to Adrian Flux with an agreed valuation (plus mods). Thanks in advance.
 

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Try Chris Knott. They're listed in the vendor member section.

 

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Try Chris Knott. They're listed in the vendor member section.

I also use Chris Knott for my V6 Spider. They were very reasonble, and will do agreed valuations.


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Discussion Starter #5
Very many thanks for the replies, i’ll speak to them this week.
 

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I've recently had the same problem: a hugely increased (for no reason) renewal quote from Aviva, so I've moved all four of our cars. Three of them are now with Admiral, including the Alfetta saloon with agreed value of 12500 GBP.

Total premium for three cars, fully comp, two drivers, including business use was 330 GBP - which includes 48.16 GBP for the Alfa. The agreed value certificate was an extra 10 GBP, but is valid for two years. I don't know what their rules are on age of vehicle, garaged (mine is), etc, but they were certainly very helpful when I called.

The specialist insurers (Knot, Footman James, Lancaster, Hagerty etc) are definitely worth trying too...

Good luck! :)
 

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Discussion Starter #10
Just to complete this thread - Chris Knott gave a very competitive quote (10% better than AF). In the end AF price matched and added an 'any car' comp cover that I wanted, not available with Chris Knott.

A fair saving from the original quote, but insurers need to realise that if the renewal does not reward a customers loyalty then the customer will look elsewhere. Next year I will give myself more time to 'shop around'.

@ Dan: You seem like a honest bloke, why can't we have a standing arrangement with AF for a discounted and competitive rate?
 

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I agree with Matt GTV re loyalty reward. I used to be with MoreThan for the insurances of the dog, house, two cars and a motorcycle and every year the price would go up by an unreasonable amount for at least one of them so over time I'd gone to other insurers. Each time I was assured there was nothing they could about it so they lost my custom.
I've stayed with Chris Knott ( I keep going to type Alan Knott, those from Kent, interested in cricket and of an age will know of him) for many years now as they have been very accommodating about my Alfas.
 

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I've recently had the same problem: a hugely increased (for no reason) renewal quote from Aviva, so I've moved all four of our cars. Three of them are now with Admiral, including the Alfetta saloon with agreed value of 12500 GBP.

Total premium for three cars, fully comp, two drivers, including business use was 330 GBP - which includes 48.16 GBP for the Alfa. The agreed value certificate was an extra 10 GBP, but is valid for two years. I don't know what their rules are on age of vehicle, garaged (mine is), etc, but they were certainly very helpful when I called.

The specialist insurers (Knot, Footman James, Lancaster, Hagerty etc) are definitely worth trying too...

Good luck! :)
That's interesting. May I ask what are the other cars? I have been sniffing around for a multi-car policy for a couple of years but as none of mine are especially modern (the 156 in the newest at 2000), I kept getting knocked back for multi-car policies.
 

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Just to complete this thread - Chris Knott gave a very competitive quote (10% better than AF). In the end AF price matched and added an 'any car' comp cover that I wanted, not available with Chris Knott.

A fair saving from the original quote, but insurers need to realise that if the renewal does not reward a customers loyalty then the customer will look elsewhere. Next year I will give myself more time to 'shop around'.

@ Dan: You seem like a honest bloke, why can't we have a standing arrangement with AF for a discounted and competitive rate?
Sadly I think how it works in the real world is that insurers / service providers don't reward loyalty because only a small proportion of their customers consider it worth their time/effort to go shopping for a better deal elsewhere. If they weren't making big margins from the people that don't shop around, they wouldn't be able to fund incentives to new customers / retentions. We all know how the game works, it just takes a bit of effort every year to play it.
 

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Some insurers don't seem as willing to price match these days either. Rang up (not Adrian Flux I may add as that was the insurer mentioned in this thread) as my renewal was higher than a quote with another company (renewal even had a higher excess) and was told there was nothing they could do and they seemed fine to lose me as a customer.
 

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That's interesting. May I ask what are the other cars? I have been sniffing around for a multi-car policy for a couple of years but as none of mine are especially modern (the 156 in the newest at 2000), I kept getting knocked back for multi-car policies.
The three cars with Admiral (for 330 GBP altogether) are 1979 Alfetta 2.0 Saloon (with agreed value), 2011 Honda CR-Z Sport, 2012 Honda Insight. Churchill were cheaper for my 2019 Honda CR-V Electric Hybrid (166 GBP), so it's insured separately with them. Less than 500 GBP the lot, a saving of 300 GBP on my recent renewal quote.

Do you think insurers are less inclined to offer multi-car policies on older cars? Admiral were most competitive on my oldest car, least competitive on my newest...!
 

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Hi.
If you wanted to PM me your details I'd be happy to take a look at your renewal to see if there is anything I can do.
Regards,
Dan.
Just to complete this thread - Chris Knott gave a very competitive quote (10% better than AF). In the end AF price matched and added an 'any car' comp cover that I wanted, not available with Chris Knott.

A fair saving from the original quote, but insurers need to realise that if the renewal does not reward a customers loyalty then the customer will look elsewhere. Next year I will give myself more time to 'shop around'.

@ Dan: You seem like a honest bloke, why can't we have a standing arrangement with AF for a discounted and competitive rate?
Hi.
Whilst we offer discounts for club members it is impossible to offer a competitive quotation on every quotation I'm afraid. I only wish I could.
Regards,
Dan
 

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The three cars with Admiral (for 330 GBP altogether) are 1979 Alfetta 2.0 Saloon (with agreed value), 2011 Honda CR-Z Sport, 2012 Honda Insight. Churchill were cheaper for my 2019 Honda CR-V Electric Hybrid (166 GBP), so it's insured separately with them. Less than 500 GBP the lot, a saving of 300 GBP on my recent renewal quote.

Do you think insurers are less inclined to offer multi-car policies on older cars? Admiral were most competitive on my oldest car, least competitive on my newest...!
Thanks for that, I'll give them a call. I had tried a couple of times over the year to get a multicar policy in place for my fleet but had always fallen short somewhere, due to the age of them. They are:-
2000 156 V6 (Axa)
1998 GTV V6 (FJ)
1996 MGF (Lloyds)
1982 X1/9 (Flux)

and I'm fifty, so not exactly a boy racer anymore. I do like to run them into work now and again, so that might throw a spanner in the works. Current cost to insure all four separately is just a shade over £700pa, which I actually don't consider too bad but if I could bring them all together, it would save me some admin time.
 

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Another vote for Aviva - £180 each for wife's Mini Roadster JCW and Renault Grand Scenic (and I got a small refund when I replaced the Scenic with a Focus). OK, we're over 50 and our postcode is favourable but I struggle to match these quotes on the comparison websites.

Daughter's car is pricier but she's 21 with 2 year's NCD. But when she wrote her previous car off (her fault), we had a decent valuation (probably double what I'd've got from WBAC) and the money in under a fortnight
 

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Trouble is today they really don't care about client loyalty, which to me is bonkers. Shop around is the only answer. I've got both my 2 alfas and my old mgf with Aviva. Did you ask them why the premium has risen by so much?
 

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There was a quite interesting piece on car insurance on the Martin Lewis program this week which should still be available on catch up. Basically when insurers quote, it is all based on what they see as the risk which is open to interpretation. Some may see a 50 year old with a sports car as a mature and sensible individual and therefore a low risk while others may see the same individual as Mr Mid-life Crisis and to be avoided at all costs.

What was interesting was when to get a quote. From 30 days before renewal prices start to drop reaching a low at 21 days out before rising again to peak last minute. The reasoning being the more organised you are, the more sensible and less of a risk you’ll be. Similarly, getting a fully comp quote makes you more sensible and therefore fully comp can be cheaper than third party only.
 
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