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Discussion Starter #1
Contacted Flux today to notify a change of car ahead of picking one up this weekend. My current insurer apparently won't cover me for the new car because it's a massive 2 groups higher than the Audi. I am, after all, only 42 and last made a claim over ten years ago so represent a bit of a dodgy prospect.

No problem though, they've found me some cover. My old policy was under £400 so I was expecting it to go up a bit. However, I wasn't expecting a quote of £1500!

Esure can undercut it, with a lower excess, by about £1100 give or take. Cancelling appears to be a no-brainer. However, I pay monthly so fully expect to be stiffed for the remaining cost even though they won't cover the new car.

Why is it never easy?
 

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Did you try Shelaghs Wheels? :D
 

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Free handbag insurance too :lol:
 

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Flux covered me for 3 years, and while they were very cheap for the price of the policy and great for stuff like matching no claims discount on a 2nd car, making any mid-term policy changes always ended up costing a couple of hundred quid. Cancelling was an expensive business too. Even moving from a 156 V6 to a Mondeo 1.8 diesel caused my policy to increase..
 

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Discussion Starter #9
Unless Flux can pull a rabbit out of the hat tomorrow, I expect to be covered by esure before the week is out.
 
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Flux insure my GTV V6 on agreed value classic ins.& My transit camper.
They wanted a hell of alot more to insure my 350 quid merc with an engine nowhere near the size of the V6. They obviously didn't get the business. I just do not understand the insurance Industry.
 

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I had a great quote from flux whatever their internet name is through moneysupermkt, tried the no to 08 number website and called them to try and be cheeky and see if i could get it cheaper? Asked them to remove legal cover as an experience with a barrister recently told me its not worth the paper its written on and potentially is another mis-selling scandal, anyways after a 20 min conversation and a request for protected no claims my quote rose from £175 to £285, needless to say I went back to admiral (£185 with protected 14 yrs no claims
and 42 yrs with clean licence.
 

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Discussion Starter #13
I hate car insurance. Apparently an Audi 100 is a specialist vehicle and the new one (which is 16 years old and quite quick) isn't. The insurance will he cancelled pro rata but Flux charge me £35 to cancel because they can't come up with a competitive quote.
 

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It's confused.com when you try to understand how they get their prices.
 

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They make it up as they go Jim, I find them to be bigger crooks than estate agents. As an example i am a type 1 diabetic and have been for the last 31 years and touch wood im in pretty good health and below the average wei.ght for height & age. The guy from flux yesterday asked me how long I have left on my current 3 year medical licence and when I asked him what that had to do with my quote? I was told that because I only had a year it would increase my premium!!!???I

I feel like reporting them to their governing body.
 

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Any excuse to (a) bump a premium and (b) duck a payout......
 

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Regional Support North, Is there a meet near you?
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Flux are the worst insurance company i have ever had the displeasure of dealing with
 

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Discussion Starter #20
Happy ending of sorts. Esure, who weren't competitive for the Audi, are cheaper for the new car (which is a higher insurance group) than Highway through Flux were for the Audi, yet highway won't cover the new one.

In plain English, I am now paying less money for better cover on a car in a higher insurance group. Absolute ****ing madness.
 
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