[dickdastardly]

hi,
i pick up my new mito 135 distinctive next week and i am seriously considering gap insurance for my baby anyone took out gap insurance who can recomend a company as i have looked online and they are a good deal cheaper than the dealer is qouting at £349

 

[guiliasuper]

Have a look here :


GAP Insurance for car, van & motorcycle | Get a quote and buy online | ALA.co.uk

It's also transferrable. Enjoy the 135, they are cracking cars :thumbs:

 

[dickdastardly]

thnx for that

 

[Squadrone Rosso]

I did a return to invoice price gap on my new used Brera, especially is I paid a fair bit over book for it. Cost £279 IIRC

 

[guiliasuper]

The above gave me 4 years transferrable for £ 200 :thumbs:

 

[dickdastardly]

thnx for that guys, ala have qouted me 190 for 4yrs back to invoice so goin with that unless dealer will price match, but i wont hold my breath! :lol:

 

[Alfamack]

Great thing GAP insurance, I wouldn't buy a new car without it. unless I was absolutely minted.

 

[anthony1664]

I went with this lot Gap Insurance by Click4Gap back to invoice cover was less then £200

 

[emilymito]

Ive got mine with nationwide, theyre really helpful and you get your own handler. Id rather pay 20 quid more for a good service and (hopefully) a reliable company. Make sure you read and reread the terms and conditions!

 

[Nickolay]

wow i had NEVER heard of this before. and it seems like a REALLY good deal to me.
i have tried ala website and i found that autotrader does same gap insurance and same price which is 121 on lease for 4 years and 15k gap claim limit.

does anyone had any problems of gap insurance not paying out????

 

[Nickolay]

Anyone have any thoughts on this?? Should I get it?? As its only 121 for 4 years. And if you have or had one was it helpful?

 

[Budgen Alfa]

We'd always recommend you take this out. OK, dealers will always be that bit more expensive, we can't beat online or broker prices, but it's always worth asking as we can discount the price.

I'd compare the online policies you've found with the dealers, and check the T&C's of both. But talk to your dealer, we're here to help.

 

[Nickolay]

ty budgen, i have compared 2 online sites and they are identical lol

for some reason my dealer NEVER told me about it tho, but i will call them on Monday and find out how much its worth. hopefully they would give me discount or be similar in price as i would rather go with alfa than anyone else.

 

[The_Abyss]

ty budgen, i have compared 2 online sites and they are identical lol

for some reason my dealer NEVER told me about it tho, but i will call them on Monday and find out how much its worth. hopefully they would give me discount or be similar in price as i would rather go with alfa than anyone else.

Seriously mate, the GAP insurance should you need it will be in discussion with your insurers, not your dealer. There's absolutely zero need to buy GAP insurance from your dealer. You wouldn't buy car insurance from them, so why buy this? Look for exactly what you want from your insurance, not what they're selling you, and then search for the best deal. That's how it works.

 

[guiliasuper]

Anyone have any thoughts on this?? Should I get it?? As its only 121 for 4 years. And if you have or had one was it helpful?

Yes I ended up using it after this happened to my son ::wow:

http://www.alfaowner.com/Forum/motoring-images/174484-show-us-your-fiat-8.html#post3576696

Took a little time, they settle after the insurers have paid out , but well worth it.:thumbs: Particularily given the depreciation on new / nearly new cars.

 

[Nickolay]

The abyss the thing is with insurance companys they will not give you what the car worth. And with the gap insurance if your car is stolen or right off they will give u the outstanding figure.

 

[The_Abyss]

The abyss the thing is with insurance companys they will not give you what the car worth. And with the gap insurance if your car is stolen or right off they will give u the outstanding figure.

Er - that's the whole point. But don't buy GAP from a dealer, buy it from a broker or from a proper insurer.

Believe me, if you buy GAP from a dealer and crash your car, the last place to help you will be your dealer. It will all be a discussion between the car insurer and the GAP insurer.

If your dealer sold milk and it was 20% more expensive, would you buy milk from your dealer too?

 

[Nickolay]

Oh I see you point mate
That company ala and auto trader do exactly same gap. Which one should I go for??

Ty for the post dick*******ly :thumbs: