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Discussion Starter #1
I am looking to get breakdown cover as I will be traveling to newquay (280miles) next week and I am not currently covered. Looking on the AA site they will give me roadside assistance for £27. However they offer something called Relay which I think means they will take you to a destination, this costs an additional £55. Does anyone have just the roadside cover and is this even worth having?

Thanks guys
 

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Its not worth having, UNLESS, you break down, if you only have roadside recovery all they will do is take you to a local garage or if you are on the motorway 'a place of safety' usually the next junction, they will then nail you for a major fee to actually take you where you want to go.

|this is ALL of them, they are all as good and bad as each other, imho:)
 
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Alphant, if you go to the RAC website you can make your own cover then purchase it online. But as said above basic breakdown is pretty crap, you will want to get the one that takes you to your destination, as long as you have the cover they won't question it whatsoever, they're usually very good. But you need to have the decent cover in the first place otherwise they'll nail you with costs, :thumbs:
 

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Europ assistance, if you order through quotelinedirect, give the highest level of cover, including relay, home start, AND recovery in continental Europe for £59 (I think that's the price anyway).
I used them when my alternator packed in at the top of the Alps, and they got me recovered (which I did not have to pay for and then be re-imbursed like other cheap firms) and when a few weeks later I realised that they might be willing to pay for the hotel we had to stay in that night, they happily refunded me the bill upon my request.
 

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Here's the info:
Breakdown cover - cheap European & UK car breakdown insurance

One thing to look out for (and I think this might be a worry for you with any breakdown company) - they might not cover you for the first x (possibly 10) days after you take it out. They do this to stop people who have already broken down from defrauding them.
 

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Discussion Starter #7
Here's the info:
Breakdown cover - cheap European & UK car breakdown insurance

One thing to look out for (and I think this might be a worry for you with any breakdown company) - they might not cover you for the first x (possibly 10) days after you take it out. They do this to stop people who have already broken down from defrauding them.
interesting point Bazza. I will be going on Wednesday and coming back on Sunday so I will need to get it sorted ASAP if there will be a condition like this.:thumbs:
 

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I might be making that 'first 10 days' rule up. I just scanned through their terms and conditions, and couldn't find anything about it :confused:
 

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I think you need to consider the worst case scenario when buying breakdown cover. Eg. You are 200 miles from home, your cambelt breaks and the engine is damaged. What do you want to do now? Well I personally would want the car taken to a garage of my choice to be fixed. i.e. an Alfa specialist of some sort near to my home. I definitely wouldn't want to be taken to the nearest garage to my breakdown and be left at the mercy of someone who knows nothing about Alfas.

The other issue to consider is home breakdown. e.g. It's the middle of December, freezing cold, your car breaks down on your driveway. Breakdown policies don't cover your car if it is within half a mile of your house, unless you specifically pay for Home cover.

So in summary, I don't see the point of cheap breakdown policies. I don't pay the extra for hotel cover / replacement cars etc etc, but I do want to be fixed at home and I definitely want a broken car taken to the place of my choice - even if that is 200 miles away.

If you want to save some pennies and you shop in Tesco, try using Tesco clubcard deal vouchers against RAC breakdown cover on a 4:1 basis. Hope I'm allowed to say that on here... sorry if I'm not... :) No I don't work for Tesco or any breakdown company...
 

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Discussion Starter #11
I think you need to consider the worst case scenario when buying breakdown cover. Eg. You are 200 miles from home, your cambelt breaks and the engine is damaged. What do you want to do now? Well I personally would want the car taken to a garage of my choice to be fixed. i.e. an Alfa specialist of some sort near to my home. I definitely wouldn't want to be taken to the nearest garage to my breakdown and be left at the mercy of someone who knows nothing about Alfas.

The other issue to consider is home breakdown. e.g. It's the middle of December, freezing cold, your car breaks down on your driveway. Breakdown policies don't cover your car if it is within half a mile of your house, unless you specifically pay for Home cover.

So in summary, I don't see the point of cheap breakdown policies. I don't pay the extra for hotel cover / replacement cars etc etc, but I do want to be fixed at home and I definitely want a broken car taken to the place of my choice - even if that is 200 miles away.

If you want to save some pennies and you shop in Tesco, try using Tesco clubcard deal vouchers against RAC breakdown cover on a 4:1 basis. Hope I'm allowed to say that on here... sorry if I'm not... :) No I don't work for Tesco or any breakdown company...
Thanks mate, you pretty much summed up what I was thinking. I dont really want to be spending £60 - £80 on something I may never use but like you say worst case and I could be up the creek with a bill that would dwarf the £60 odd that I was too tight to pay in the first place.
 
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That's the thing Alphant, it's £60 a year mate, not £60 a month, so you might as well bite the bullet and fork out the extra for decent cover, :thumbs:
 

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Discussion Starter #13
That's the thing Alphant, it's £60 a year mate, not £60 a month, so you might as well bite the bullet and fork out the extra for decent cover, :thumbs:
Exactly mate, I have had the car for a year and done about 8000miles and she is yet to miss a beat but on a trip like this you just do not know. £60 for a years coverage is not going to break the bank I will just have to cut back on the reccords and xbox games this month.:(

Thanks all as you can tell I have not had to do this before as this is my first car so I appreciate the input. :thumbs::thumbs:
 

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ok, this might sound alil' odd but why don't you check your (bank) account cover?
obviously, I don't know your situation but you can get breakdown cover + travel ins + mobile cover + a lot of of other stuff for about £100/yr or something like that.

ok, it's more than £60 but you'll be covering others stuff too. it might be worth considering it.
I've got (a comprehensive) one and it covers ME, no matter what car i'm in/driving.
 

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Discussion Starter #15
Europ assistance, if you order through quotelinedirect, give the highest level of cover, including relay, home start, AND recovery in continental Europe for £59 (I think that's the price anyway).
I used them when my alternator packed in at the top of the Alps, and they got me recovered (which I did not have to pay for and then be re-imbursed like other cheap firms) and when a few weeks later I realised that they might be willing to pay for the hotel we had to stay in that night, they happily refunded me the bill upon my request.
Thanks All for the imput, I managed to get everything but home start for just £39 with Europ Assistance so am pretty pleased. They will come to your home for an excess of £30 if needed.

Thanks again.:thumbs:
 
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Total's free* cover works well here in France.
I've used it twice for flat batteries.

Looks like they've started it in the UK too.

Total Assistance




*Let's face it, you get it by paying more for fuel.
 
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