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Discussion Starter #1
It is insurance renewal time and Admiral have decided to double what I paid last year.:cry:

I've been looking round and Swiftcover are the cheapest by about £100. The question is, are they any good, or do you get what you paid for?

Anyone on here with Swiftcover and if so, what do you think of them?
 

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I was with them for a previous car a couple of years ago. All done online, you print your own insurance cert (useful for tax etc) but getting hold of them for admin stuff is a little fiddly. I also seem to recall that the website was a bit 'clunky'.
I had to cancel my policy when I sold the car for which they charged me a £75 premium even though I had already paid the insurance in full. This was in the T&C, however.
 

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I'll be with them from next month, as I got a good quote from them too. They do have a good reputation, and won a 'best online insurer' award recently.
On the other hand, if they're only a couple of quid cheaper than the next best, I'd avoid them simply based on that crappy Iggy Pop advert.
 

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Discussion Starter #5
3 replies and no rants about how evil they are... a better response than I expected!

I know what you mean about their adverts though bazza. If they weren't so cheap, I wouldn't buy simply because they annoy me so much!
 
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i did a search for my bro last year, they came out at a far better price than he had got from his long standing broker.
he has renewed again with them recently again at a good deal.
he hasn't had to contact them for anything though, don't know how a claim would be handled, but the "print your own certificate" has caused no issue with getting tax or anything.

the way i see it, if your a careful driver and rarely make a claim, then saving £100 per year adds up to a fairly decent saving and more than compensates for a little hassle should you need to do some claiming in the future :cool:

i always go for the best known company from the 3rd cheapest quotes i get, this time i'm with Zurich, time will tell if it works out ok. but Churchill were being a pain despite being with them for 3 years without making a claim. they showed me no loyalty so i returned the favour :lol:
 

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my renewal with swiftcover comes up this month. I don't know how much it is going to be yet but just incase i get a higher price, How would i contact them to negotiate?

I moved to them last year and saved £300 on my renewal and they where also £100 cheaper than everyone else.
 

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LoveMoney.com had them as top. £75 to cancel a fully paid policy is a bit steep. Wonder if they charge you for policy changes etc?
 

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I got quoted £450 from Swiftcover, £100 MORE than with Adrian Flux. Still think £350 is way too much :mad:
 

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I work for a indepentent broker and swift are a nightmare there is a way of contacting them but it cost a stupid amount per min, and I think they use recycled parts in the event of the claim. they angry me.
 

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Discussion Starter #11
lol. all the negative feedback comes through the day after I take out a policy with them...

Lets just hope I don't have any reason to claim to find out how good or bad they are
 

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Have used swiftcover a couple of times in the past. Found them to be as good as any other insurance and easy to sort it online. But never had to claim thats when you find out how good they are. The only draw back is if you need to get car tax at Post Office they dont accept a down loaded policy so you will have to get one sent out. If you do it online no probs.
PS Iam using churchill this year as they are giving free breakdown cover until March and only a few quid more.
Good luck.
 

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I'm with them and may have to claim on my windscreen policy. If it's a full replacement there is no excess, they just freeze your NCB for that year. Not sure how much(or little) that costs you.....? If it is repaired. no cost at all however.
 
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Have used swiftcover a couple of times in the past. Found them to be as good as any other insurance and easy to sort it online. But never had to claim thats when you find out how good they are. The only draw back is if you need to get car tax at Post Office they dont accept a down loaded policy so you will have to get one sent out. If you do it online no probs.
PS Iam using churchill this year as they are giving free breakdown cover until March and only a few quid more.
Good luck.
have done swiftcover for my bro and printed out his cert, the post office taxed it ok for him :confused:
 

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I use them, however no good or bad points to report.

As with all these type of things, its when something goes wrong that you find out if they are good or bad! Hopefully I never have the joy of answering that question!
 

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Right, I have been with swift cover for a year now. Yes they do charge you to alter your policy...but only if you do it over the phone. If you make any changes online then I dont think they charge you. Its around £20-£25 I think if you do change your policy over the phone. I rung them up only three days to enquire about changing my vehicle over and they refused to cover it (Why a Mango's mod updated GT to 200BHP would be a problem I dont know:lol:) but I was told on the phone that as i have now paid my premiums in full, there would be NO charge to cancel the policy at this moment?? Not sure Keithy why you were told £75?????

Paul
 

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Unbelievable. Just got my renewal and it hasn't gone up! still the cheapest by far too.

£269 + £25 for legal and £13 (ish) for replacement car. Well impressed.
 

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I'm almost at the end of my 2nd yr with swiftcover!! i've had no probs whatsover!! I've got 3 cars in my name at the moment!! everything is done online. You only get charged for chaning if the car you are going to insure is more to insure than previous car!!

Last month I I bought another fiesta 1.3 as a runabout for work, already had exactly the same car, same yr, engine etc!! just dif colour, I swapped them over on the policy & didn't get charged a thing at all!!

Obviously when my GTV arrives today i'll have more to pay. When I went from the puma to the 147 last yr it cost me about £50 more to insure for the remaining 6 months of policy, they just spread the costs over your direct debits!!

The most useful thing i've found is you can swap cars on there as much as you want, for example if i'm going to pick a new car up but then it isn't going to get used till old car sells. I just swap the insurance over to new car the morning i'm getting it, then go pick it up & then just swap it back to old car when i get home :thumbs:


It's gonna cost me an extra £75 for the GTV for the remaining 3 months of my policy!! Unfortunately the lasy direct debit is this month so it all gets added onto that!!
 

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i have been with swift cover for the last year and they have been good, but with my house move, they loaded my new (city) postcode to a shocking degree (£150 per year extra) when other companies were quoting about £10 more..
 
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