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After obtaining a quote from my current provider, I thought I would give AF a try (based on comments on here and the discount on offer?).
Now keeping in mind I have NEVER paid any more than around £285.00 fully comp with over 14yrs no claims, no convictions, no claims etc etc etc...
So, I have my Brera insured with LV at £235.00 and to add the Spider was going to be an additional £180.42 (very reasonable) I also carried out a quick check on Compare the Meerkat and they came out on par.
So Adrian Flux after a long conversation with the young lady and after checking with her underwriter came back at £700!!!!!
‘HOW MUCH’?
So won’t be trying Mr.Flux ever again....:disappointed::disappointed::disappointed:
 

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I’m just waiting for Dan from Arian flux to pop up, to see what he makes of it all. He usually does on a car insurance thread.

Insurance companies usually state it’s all based on the cover you will receive when you say “ how much “ making out their deal must be more comprehensive.

That’s a cracking deal from LV by - the - way


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I'd assumed as much.
Comparison sites are the way forward these days.
Too much of a rigmarole to go through it all with individual companies.
Mine's £236 with General Accident.
 
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Mines £400 with 11 years NCB, clean licence, no accidents, etc.
Wife on it too (makes it cheaper, even though she’d have to prize the key from my cold dead hands)
More than insurance. Still More than I’d like to pay, mind you no pun intended


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The 'price you pay' for running a V6 Clay.
What about that Audi V6 you have - another £400??
 

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AF also take into consideration track days and driving your car abroad. They also better if you declare any mods. I think that is how they justify their price.
 

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I'm with Adrian flux/flux direct and they always far the cheapest for me. For my 2.4 I pay about £400, fully comp, all mods declared, and I'm 26.....which includes driving other cars also fully comprehensive up to 20k current market value, and otherwise standard 3rd party. Pretty good I thought, and still getting lots cheaper each year as I get older and more NCB.
 

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Yes, it came out the same on the comparison websites. I just have the one car Tax’d and insured for now.


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Ah yes, I was forgetting the Brera goes into hibernation through the winter.
Cover for two V6s would probably need specialist insurance I'd guess to keep the price down.
 

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Different insurers target different demographics. As stated AF tend to be good with modified cars. I benefit from postcode and age, paying 160 with Aviva for the Scenic and 280 for the Alfa (but that's a specialist any driver policy - I could do it for under 200 otherwise). Even my wife only pays 160 for a Mini Roadster JCW.
 

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After what happened to me a few years back with AF I won't use them again.

To cut a long story short I tried to change vehicle a few months into the policy. The car should have cost only a small amount more due to being in a similar group but I was left with the option or either cancelling the policy and getting next to nothing back, or paying an extortionate amount to change (more than taking out a complete new policy for the new car)

I am currently with direct line who came out cheaper than I could find on comparison websites.

Also some comparison sites are cheaper than others for the same policies.

Identical policies were cheaper through confused than through Compare the market...
 

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I have my 156 GTA & "Resto-modded" GTV6 with AF on classic policies, and am very happy with the premiums, agreed-value levels and flexibility regarding mods.

When I asked for a non-classic quote for a Brera Q4, the quote was not particularly competitive, and I also went with Direct line (after checking a comparison site).

I guess, at the end of the day, insurance companies are free to offer whatever premiums they like, and we're free to shop around to ensure we get the best deal.
 

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I was with AF when I bought my 156 about 6 years ago. the rep told me to mod it as the insurance would be cheaper. I put an induction kit on it & saved £115 a year. I don't know if insurance where you all live is cheaper, as I have 14 years NCB no claims or offences, & I'm 50. my 159ti 2.4 cost just over £650 Full comp. That's with AXA through meerkat.
 

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I was with AF when I bought my 156 about 6 years ago. the rep told me to mod it as the insurance would be cheaper. I put an induction kit on it & saved £115 a year. I don't know if insurance where you all live is cheaper, as I have 14 years NCB no claims or offences, & I'm 50. my 159ti 2.4 cost just over £650 Full comp. That's with AXA through meerkat.
crikey. im half your age and my premium is about 30% lower than that with modes declared. But like you say, address makes a huge difference.
 

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I don't really understand Alfa insurance pricing at all, it seems to be all over the place!

My 156 gta was insured through directline, and it cost around £100 per year less to insure than my Pug 306 Roland Garros, despite replacement body panels being vastly more expensive and doing 0-60 in half the time! It was also roughly half the price of insuring a 916 gtv 3.0, despite the gtv being somewhat more common and fitted with a smaller engine.

So I suspect the larger insurers must get the car specs mixed up sometimes, and I suspect if I'd needed to make a claim even for a replacement bumper the gta would have been written off...

Which is one good reason for using an indy - if your car's low mileage (mine certainly wasn't), in really good condition or heading towards being a classic, you can try to get agreed value insurance that should save your car from an unnecessary 'cat' label.

Edit: BTW I have had experience with that many years back - I was insured with one of the smaller companies on the price comparison sites (one of the 2 cheapest whichever site you use) and the bumpers on my immaculate Xsara VTS got cracked in a low speed pileup on a slip road. It would have only cost me under £50 each for identical bumpers off another 2nd hand 'cooking' Xsara and half an hour's work to fit, but the insurance company concerned insisted the car was a write-off, wouldn't allow me to buy the car back and wouldn't negotiate about the repair at all! Long story short - using the cheapo insurer off a price comparison site resulted in a very rare car being scrapped for a couple of quid's worth of parts.
 

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After obtaining a quote from my current provider, I thought I would give AF a try (based on comments on here and the discount on offer?).
Now keeping in mind I have NEVER paid any more than around £285.00 fully comp with over 14yrs no claims, no convictions, no claims etc etc etc...
So, I have my Brera insured with LV at £235.00 and to add the Spider was going to be an additional £180.42 (very reasonable) I also carried out a quick check on Compare the Meerkat and they came out on par.
So Adrian Flux after a long conversation with the young lady and after checking with her underwriter came back at £700!!!!!
‘HOW MUCH’?
So won’t be trying Mr.Flux ever again....:disappointed::disappointed::disappointed:
Hi.
I'm sorry that we would appear not to be able to offer you a competitive premium. I'm quite surprised that we seem to be so far out on price though. If you would like to PM me your details I can at least take a look at the details and see why.
Regards,
Dan.
 

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I have had many quotes from AF over the years and they have always been double what I could get elsewhere, even the excess payments were crazy high.
 

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Discussion Starter #19
Hi.
I'm sorry that we would appear not to be able to offer you a competitive premium. I'm quite surprised that we seem to be so far out on price though. If you would like to PM me your details I can at least take a look at the details and see why.
Regards,
Dan.
Hi Dan,
It’s done and dusted now, thanks for the offer.
For your own piece of mind you can look up insuring a 2.2 Spider (2010) for a 56yr old with over 14yrs no claims, no convictions, penalties or anything else come to that. My wife on the policy at 47yrs same scenario but zero years no claims.
I have access to my Brera as another car.
Social domestic and commuting.
Protected no claims although this car will start at zero.
Fully comp.
Less tha 4000 miles p/yr (stored over winter)
Kept locked up at the property.
Dash cam fitted.
Let me know what you come up with out of curiosity?
Compare the market type companies all start around £240 if you scroll down the quotes to the more ridiculous they can quote £3200 (RAC for example) so with a quote of £700 you are somewhere in the top most expensive insurance companies.
 

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I've always been wary about insurance companies who try to come across as 'specialists', and as though they're going to do you a favour.
If Adrian Flux are only competitive in modded cars then let it be known.
Had a lot of nonsense with insurance firms in my Porsche days - all these specialist sports car insurers trying to get your business, and high street brokers like Hill House Hammond and Swinton always found regular companies that beat them time and time again.
 
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