Thats a bit more in line with us then. We are in our 40s and have been good motoring citizens Our younger lot sure get penalised (for good reason, I remember the shenanigans at that age ) , but not nearly as much as you!!Bit off topic but tell me about it! UK insurance has always p!ssed me off, I've given them tens of thousands over the years and received nothing except for pieces of paper as I've never claimed. Woe for anyone cancelling a policy half way through it's term as they refund you almost nothing.... Right now I insure both my 156 Busso and a Honda Civic 1.8 for £700 total, which isn't bad but I am getting on a bit!