I did the IAM test many years ago and still pay my annual fee, therefore I use their offered insurance through Cornmarket. I think the IAM side of it is still called Surety. Anyway I get a multicar with them. It's not bad.
My experience of multicar at Admiral is not good. They force the renewals onto the same date, then when premium is due at first renewal costs escalate and both cars now due at same time.
Changing either car details was more expensive than any other policy and they wanted extra for change of details even before the car that changed dropped onto the multicar policy. I can see why but felt a bit harsh not waiting until it formally moved to the policy.
At renewal the price rise meant separate policies were a lot cheaper both on individual cars and obviously total price.
It really felt like once you were hooked they didn't think the effort of moving multiple cars would outweigh the cost saving.
For me and my family (4 cars) never again.....
Thanks. I will give Peter Best a call and also try Chris Knott and Adrian Flux I think.
My insurance company have quoted a ridiculous figure but I have a quote online with a comparison site that seems to take in to consideration that I have another car and even with no no claims being used on the Alfa they are saying £250.
I think I will check that further as seems likely to be a catch. Either that or it must be because I am old!
I only try to use the best insurers recommended by Which or Defaqto, these are currently LV (who I work for) or NFU. Also doing it this way you takes out the middle man (broker).
I pay a bit more for my 159 to be with LV but I know they really look after their policy holders so happy to pay a little more. They will give a small discount for multi policies also and its no funny marketing like Admiral - both policies run independently of each other.
I also own a heavily modified 205 which LV wont insure directly so I use Greenlight brokers who are always cheap and run by car nuts. I insure they put me with Highway as the underwriter as Highway is owned by LV.
The other cars in the family (my Scenic, the wife's polo and my daughter's polo) are on an Admiral multicar policy. Yes it's a pain them all falling on the same date but it's a good price. My youngest daughter earned a year's NCB in 5 months and doesn't have to have a black box.
Interestingly, the Alfa is insured with Peter Best, but that's a scheme for a driving club I belong to which offers other perks.