If you'd have just given the number of the other car to your insurance company they would have claimed everything off the other driver, including your excess. As a non-fault accident it wouldn't have cost you a penny or increased your premiums.
Plus you should always report accidents like this to your ins. co. as there's always a risk the other party will try to say it was your fault and claim £££s off your ins. if you don't
If you are involved in a claim, your insurance premium will go up - regardless of who was at fault or who took responsibility. It will not do anything to your no claims but that is based on a percentage of your premium cost.
You are unfortunately obliged to tell your insurance company of any accident or claim, regardless of fault or claim on your policy. Failure to do this may invalidate your policy...
If you have paid the extra for uninsured loss, your company will pursue the owner of the Corsa to the end of the universe to take money off him/her. Always worth a try but the insurance company will try to make you take the risk on anything like courtesy car hire.
"When you sit in a Focus RS or a Golf R32 itís like sitting in a commercial for Lynx aftershave. When you sit in an 147 GTA itís like sitting in a Venetianís hand-made suitcase." J.Clarkson 2003.
Current fleet: 156 Sportwagon jtd 16V (facelift) 2.4 Spider, Leon Cupra SC, 147 Lusso
Projects: Spider S4, Matra Murena 2.2