Declared mods? - Alfa Romeo Forum
You are currently unregistered, register for more features.    
Republic of Ireland All events and potential meets in Ireland

 
Thread Tools
(Post Link) post #1 of 18 Old 12-11-13 Thread Starter
Status: -
AO Member
 
peadar's Avatar
 
Join Date: Jun 2011
Location: Ireland
County: Dublin
Posts: 503

Member car:

146 1.4

Declared mods?

Following on from bat_lezerby's thread, i'm curious if anyone has any experience with declaring modifications with insurance companies.
I know there's plenty of people who have exhaust systems and lowering springs on their cars, but has anyone gone to the hassle of declaring them? My insurance is up soon and i'd love to find a company who i could declare everything with but been only 20 i dont have much hope. I put up a similar post on a honda forum but it seems very very very few people bother, have read that liberty dont care too much but i cant even get a decent quote out of them on a standard car!
Any help is appreciated
peadar is offline  
Sponsored Links
Advertisement
 
Status: The artist formerly known as Roarsbaby
AO Silver Member
 
Mufasa's Avatar
 
Join Date: Dec 2007
Location: Ireland
County: Dublin
Posts: 5,778
Garage

Member car:

156SW,166x3,Sud

Quote:
Originally Posted by peadar View Post
Following on from bat_lezerby's thread, i'm curious if anyone has any experience with declaring modifications with insurance companies.
I know there's plenty of people who have exhaust systems and lowering springs on their cars, but has anyone gone to the hassle of declaring them? My insurance is up soon and i'd love to find a company who i could declare everything with but been only 20 i dont have much hope. I put up a similar post on a honda forum but it seems very very very few people bother, have read that liberty dont care too much but i cant even get a decent quote out of them on a standard car!
Any help is appreciated
Peter I would always err on the side of caution.
You don't want to end up in a situation where God forbid you have an accident and then find you're not covered....
With age comes wisdom (and a little cynicism too I will admit).
I was thinking of buying Sean's old 156 JTD-no problem with brake upgrade but intercooler meant 123.ie wouldn't quote me for a vehicle change (my current insurer).
Mufasa is offline  
(Post Link) post #3 of 18 Old 12-11-13 Thread Starter
Status: -
AO Member
 
peadar's Avatar
 
Join Date: Jun 2011
Location: Ireland
County: Dublin
Posts: 503

Member car:

146 1.4

i know full well but at the end of the day i am not going to be driving a standard car.
I want to do it correctly and will pay the price of correct insurance if someone will offer me that!!!
peadar is offline  
Status: -
AO Silver Member
 
Join Date: Mar 2010
Location: Ireland
County: Wicklow
Posts: 1,316

Member car:

Giulia TI

Quote:
Originally Posted by peadar View Post
i know full well but at the end of the day i am not going to be driving a standard car.
I want to do it correctly and will pay the price of correct insurance if someone will offer me that!!!

This is the thing with insurance over here. They don't want to know.They like to vilify anyone that is into modifying their cars. They don't allow people declare the stuff without fear of being forced off the road. It's either declare and pay up or don't and run the risk of them not paying out. I genuinely think it is the 18 / 19 year olds in Hondas etc. that are swapping out their engines for over powered ones without supporting mods that are causing the fear among insurance companies.
bat_lezerby is offline  
(Post Link) post #5 of 18 Old 12-11-13 Thread Starter
Status: -
AO Member
 
peadar's Avatar
 
Join Date: Jun 2011
Location: Ireland
County: Dublin
Posts: 503

Member car:

146 1.4

Quote:
Originally Posted by bat_lezerby View Post
This is the thing with insurance over here. They don't want to know.They like to vilify anyone that is into modifying their cars. They don't allow people declare the stuff without fear of being forced off the road. It's either declare and pay up or don't and run the risk of them not paying out. I genuinely think it is the 18 / 19 year olds in Hondas etc. that are swapping out their engines for over powered ones without supporting mods that are causing the fear among insurance companies.
thats fair enough. I was onlt thinking its mad that the insurance didnt ask were your brakes upgraded when your engine was, youd think they'd be concerned about that type of thing.
Looks like ill be going to the same company as yourself anyway, and all of my 1.4 litres of madness haha
peadar is offline  
Status: The artist formerly known as Roarsbaby
AO Silver Member
 
Mufasa's Avatar
 
Join Date: Dec 2007
Location: Ireland
County: Dublin
Posts: 5,778
Garage

Member car:

156SW,166x3,Sud

Quote:
Originally Posted by peadar View Post
thats fair enough. I was onlt thinking its mad that the insurance didnt ask were your brakes upgraded when your engine was, youd think they'd be concerned about that type of thing.
Looks like ill be going to the same company as yourself anyway, and all of my 1.4 litres of madness haha
Two words Peter-nitrous oxide
Mufasa is offline  
(Post Link) post #7 of 18 Old 19-11-13 Thread Starter
Status: -
AO Member
 
peadar's Avatar
 
Join Date: Jun 2011
Location: Ireland
County: Dublin
Posts: 503

Member car:

146 1.4

More ****e from insurance companies!
Cant get third party extension until in 21, which is in 5 months.
But trick is i have to be 21 at the start of the policy, im not waiting another year to have the extension though, so now i dont know what to do, cant get a six month policy.
Might just have to buy a policy for a year then cancel it when im 21 and start again.
Dam insurance is a pain
peadar is offline  
Status: 17 inch teledials :)
AO Silver Member
 
Join Date: Jul 2013
Location: Ireland
County: Kildare
Posts: 1,273
Garage

Member car:

916 gtv 2.0

Quote:
Originally Posted by peadar View Post
More ****e from insurance companies!
Cant get third party extension until in 21, which is in 5 months.
But trick is i have to be 21 at the start of the policy, im not waiting another year to have the extension though, so now i dont know what to do, cant get a six month policy.
Might just have to buy a policy for a year then cancel it when im 21 and start again.
Dam insurance is a pain
I had it on the polo when I was 18. Who has the 21 years of age written in?
Scortho is offline  
Status: -
AO Silver Member
 
Join Date: Mar 2010
Location: Ireland
County: Wicklow
Posts: 1,316

Member car:

Giulia TI

Quote:
Originally Posted by peadar View Post
More ****e from insurance companies!
Cant get third party extension until in 21, which is in 5 months.
But trick is i have to be 21 at the start of the policy, im not waiting another year to have the extension though, so now i dont know what to do, cant get a six month policy.
Might just have to buy a policy for a year then cancel it when im 21 and start again.
Dam insurance is a pain
Could you not get on a garage policy? Failing that ring around. It is a PITA but worth it in the end.
bat_lezerby is offline  
(Post Link) post #10 of 18 Old 19-11-13 Thread Starter
Status: -
AO Member
 
peadar's Avatar
 
Join Date: Jun 2011
Location: Ireland
County: Dublin
Posts: 503

Member car:

146 1.4

Quote:
Originally Posted by Scortho View Post
I had it on the polo when I was 18. Who has the 21 years of age written in?
Its all changed now, majority of places been 25 plus. First ireland or liberty been one of few places without the 25 plus policy so not many options

Quote:
Originally Posted by bat_lezerby View Post
Could you not get on a garage policy? Failing that ring around. It is a PITA but worth it in the end.
Wont be going on a garage policy unfortunately. Have rang round but no joy, first ireland seems the best option so might just have to be a named driver till im 21
peadar is offline  
Status: -
AO Silver Member
 
Join Date: Mar 2010
Location: Ireland
County: Wicklow
Posts: 1,316

Member car:

Giulia TI

Did you try Campion? That's who I got covered with in the end.
bat_lezerby is offline  
(Post Link) post #12 of 18 Old 19-11-13 Thread Starter
Status: -
AO Member
 
peadar's Avatar
 
Join Date: Jun 2011
Location: Ireland
County: Dublin
Posts: 503

Member car:

146 1.4

give it a bash now,
thanks
peadar is offline  
(Post Link) post #13 of 18 Old 19-11-13 Thread Starter
Status: -
AO Member
 
peadar's Avatar
 
Join Date: Jun 2011
Location: Ireland
County: Dublin
Posts: 503

Member car:

146 1.4

they wont quote me haha
peadar is offline  
Status: 00 V 00
AO Silver Member
 
alfamj's Avatar
 
Join Date: Jul 2010
Location: Ireland
County: Dublin
Posts: 1,315

Member car:

'05 350z

It must suck to be 20 and a car enthusiast Peter
alfamj is offline  
Status: -
AO Silver Member
 
Join Date: Mar 2010
Location: Ireland
County: Wicklow
Posts: 1,316

Member car:

Giulia TI

What is it you are trying to get covered on ?
bat_lezerby is offline  
(Post Link) post #16 of 18 Old 20-11-13 Thread Starter
Status: -
AO Member
 
peadar's Avatar
 
Join Date: Jun 2011
Location: Ireland
County: Dublin
Posts: 503

Member car:

146 1.4

Quote:
Originally Posted by alfamj View Post
It must suck to be 20 and a car enthusiast Peter
ah its worthwhile haha

Quote:
Originally Posted by bat_lezerby View Post
What is it you are trying to get covered on ?
a 1.4l 146. Standard, so i say
i'm gonna contact first ireland again
peadar is offline  
Status: Smells of Eue De Autoglym
AO Gold Member
 
GTV Gav's Avatar
 
Join Date: Jul 2008
Location: Ireland
County: Kildare
Posts: 6,738

Member car:

'96 GTV TS

Quote:
Originally Posted by peadar View Post
ah its worthwhile haha


a 1.4l 146. Standard, so i say
i'm gonna contact first ireland again
Why on earth won't they quote you on a 1.4 saloon car!?
GTV Gav is offline  
Status: 17 inch teledials :)
AO Silver Member
 
Join Date: Jul 2013
Location: Ireland
County: Kildare
Posts: 1,273
Garage

Member car:

916 gtv 2.0

Quote:
Originally Posted by GTV Gav View Post
Why on earth won't they quote you on a 1.4 saloon car!?
Too old? As in the car being too old
Scortho is offline  
Reply

Go Back   Alfa Romeo Forum > Alfa Romeo Club Events > Alfa Romeo Meets & Events > Ireland > Republic of Ireland

Tags
declared , mods

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

 
For the best viewing experience please update your browser to Google Chrome