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(Post Link) post #1 of 245 Old 05-01-11 Thread Starter
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My missus is making noises about mortgages at the moment. Although it would be cheaper than what we pay in rent at the moment. I refuse to give away any equity to the banks based on their falsely inflated prices. You are mental if you buy a house now. Mental i say!

Edit : Get a GTV6 Instead. Way more sensible.

Last edited by bat_lezerby; 05-01-11 at 11:16.
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So it looks like it was better financial value to buy a second hand Alfa 3 years ago than a second hand house after all.. less depreciation.








EDIT : I did both... and hurting badly now... ::
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Edit : Get a GTV6 Instead. Way more sensible.
a late 70s one, with a load of rust
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So it looks like it was better financial value to buy a second hand Alfa 3 years ago than a second hand house after all.. less depreciation.








EDIT : I did both... and hurting badly now... ::
Damned if you do and damned if you dont !
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To be honest you have to take personal circumstances into it as well, myself and the missus have been together for 6 years in March and we need our own space, it's as simple as that.
Plus if anything it sounds like a great bargaining chip to me
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Rent a gaff man don't have to pay for **** if it breaks and wait till all the NAMA stock is left to come to the front.
 
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Hmm houses.

Heres the thing, back in the boom, I worked with an architect doing pre purchase surveys and valuations. Ive seen the market at its peak and when the time came for me to buy a house, I managed to save myself 100k by waiting 18months. Dont get me wrong, I still paid 230k for my house but I was prepared to pay for the location as it really suited us (2 min drive to the motorway, 10 min walk to the train station) and it was a house I could live with long term with the space to expand if we needed.

If I had to sell up tomorrow, Id loose about 40k easily. Does it keep me awake at night, nope. I think the reason is that I bought the place to live in it, not as a stepping stone to a bigger house.

I rented for 3 years with herself before we bought and it was the best thing we could have done because we both knew exactly what we needed space wise to stay sane There does come a point when you have to just say fucit and take the leap, And for us, saving 500 a month on rent was that point.

Im not convinced the release of housing stock will be the firesale everyone thinks. There is a very good chance we'll end up with a 2 tier market, one for very cheap houses, and one for houses that you'd actually like to buy.

If the time is right Gav, go for it but buy in the knowledge that you're going to be there long term. Oh and buy the best you can afford. A lot of the houses built in the last 10 years are truely shocking and will become a major headache in the next 10.
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I dunno man there is an amount of them. I know some aren't in the right location bud there are a good few that are. But as the lads said if you feel it is right and you are confident you can afford to pay it back then go for it gavo bud.
 
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Well said Fluffy!!
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(Post Link) post #11 of 245 Old 05-01-11 Thread Starter
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well said fluffy!!
+1
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I only do 1 well thought out post a year lads, and that was it

Normal service (talking ****e and complaining about breaking down) will resume shortly
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And let the ranting begin. I think Gav should do what yourself and Inez did first rent and see what way the market is. It is what I would do personally. And I presume they haven't lived with each other before ya never know they could kill each other
 
(Post Link) post #14 of 245 Old 05-01-11 Thread Starter
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I only do 1 well thought out post a year lads, and that was it

Normal service (talking ****e and complaining about breaking down) will resume shortly
Dark horse!

Last edited by Mufasa; 31-03-15 at 14:01.
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Thats a good point damien, never buy with someone you havent lived with. Women are scary mad creatures when you have to live with them
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Apartments in Bulgaria are definitely a must-buy.



Jaysus sorry lads, just had a flashback to 2006
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(Post Link) post #17 of 245 Old 05-01-11 Thread Starter
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Thats a good point damien, never buy with someone you havent lived with. Women are scary mad creatures when you have to live with them
I'm old school... Find her, marry her and then live together...
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I'm old school... Find her, marry her and then live together...
Explains why you have 2 suds you have to be deranged
 
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Explains why you have 2 suds you have to be deranged
Or do what I did, got rid of the woman after 4 years and bought myself a 166 super, believe it or not, the super is easier to maintain!!
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(Post Link) post #20 of 245 Old 05-01-11 Thread Starter
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Explains why you have 2 suds you have to be deranged
You're just jealous sweetie!
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I shall live by that statement women are over rated Hence being single and having meaningless flings.
 
(Post Link) post #22 of 245 Old 05-01-11 Thread Starter
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I shall live by that statement women are over rated Hence being single and having meaningless flings.
Shallow Hal! Went through that phase when I was a young fella...
Best left in the past...
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You're just jealous sweetie!
Sweetie all right ya weirdo
 
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You're just jealous sweetie!
Oh my god they're outside



Love suds
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(Post Link) post #25 of 245 Old 05-01-11 Thread Starter
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Oh my god they're outside



Love suds
No garage so what do you do?
Trying to get soem space to rent....
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