Leopardstown roundabout, indicating to the left to get out to the business park. Statinary brand new Polo on the Leopardsotwn road. Me almost out of the roundabout, when she accelerates bang into my rear wheel. Pulled over, she's shaking and crying, I'm sad.
She accepted liability ("I think so"), exchanged details. Called my insurance company, RSA, they asked if I want to get the job done on my insurance. Why should I, I asked, she accepted it was her fault. Then call her insurance company, FBD. I do, they said they don't take claims before 2 pm, they are busy.
What can I do?
My alloy is fecked, cut in the rear panel above the wheel, ABS and VDC light came on immediately, I'm sure there are bent suspension arms too. Rear bumper is damaged as well.
I hate to say it but it sounds like the car will be a cat C write off... any suspension damage tends to cat C an older car, a lower wishbone alone isn't cheap, thow in a couple of hunderd for the wheel, about 400 for a bumper, the rear 1/4 panel repair, paint, labour and the fact they probably set the value of the car at about £1500, and its very unlikely its going to be repaired.
the ABS and VDC lights sugest something took out the ABS sensor or its wire..
might be worth buying it back and having it repaired independantly, but bear in mind the cars value will be slightly reduced with a cat C or D write off against it.
my mates MR2 wasn't actualy massivley damaged (although a lot more than yours) when he hit a bus, but it was cat B so no option of buying back.
its criminal how keen insurance companies are to write cars off with such little damage.