In one sentence......it Sucks and is weighted against those who work.
Over the last few months things have gone from bad to worse to dire. A combination of industry slowdown and some stupid actions on the part of my sister in law means that my business has been decimated, so finally a few weeks ago i accepted this and ceased trading...believe me it was one
of the most soul destroying days so far.
So as a short term solution i decided to 'sign on' again another one of those soul destroying moments that is burned into my mind and i swear i will recall as a memory of 'i never
want to go back there'
All the form have been filled in, all the paperwork supplied to support the business failing, in principle it all looked that there would be some financial assistance in the way of Job seekers allowance.....woohoo ( that was sarcasm BTW)
Until today that is, i got a call from DWP, because i have been paid less that the PAYE rate for the last 4 years (advised by accountants) and topped up by company dividends (legal) i am not entitled to any benefits, as my contributions are not up to date, ignorantly this was something i was not aware of, so indirectly i have caused this issue by listening to people who i employed to give me the best advice
I have worked for 24 years solidly, i have NEVER asked for anything from the state, i have 20 years worth of NI contributions from when i was employed. And now i want help i have effectively been told to eff off.....
it makes me really sick, there are people who have NEVER worked, who have NEVER contributed to the social benefits pot, and they are getting paid from it, that makes me really angry and at the same time sad that this is where the UK is, where is the incentive to work, if i wait long enough, get the missus up the duff and have a string of Asbo's i could have a whole host of benefits and assistance and still not have to work.
I have to say with the exception of the days that i lost my parents, today is about as low as i have ever
been......i never want to be here again