Banks trying it on
I wont mention the bank as they have just refunded me, and re-instated the 0% interest.
But I have a credit card that I took out to take advantage of a 0% transfer deal, and since taking it out I have put nothing on it and always paid at least if not more than the minimum payment.
Tonight the statement arrived and there is a £12 late fee and it said next month i would be charged interest as I broke the terms. The payment date was the 15th July, and on my internet banking the payment was made on the 15th.
I phoned them up and all it took was 2 minutes to a guy in Delhi, who apologised and refunded the £12 a reinstated the 0%
I wonder how many people wouldn't have bothered and let it go, a nice little earner they have there!