Banks trying it on - Alfa Romeo Forum
You are currently unregistered, register for more features.    
Rant Room Clean ranting only - No Swearing!

Thread Tools
Status: - Update
Posts: n/a
TUT Banks trying it on

I wont mention the bank as they have just refunded me, and re-instated the 0% interest.

But I have a credit card that I took out to take advantage of a 0% transfer deal, and since taking it out I have put nothing on it and always paid at least if not more than the minimum payment.

Tonight the statement arrived and there is a 12 late fee and it said next month i would be charged interest as I broke the terms. The payment date was the 15th July, and on my internet banking the payment was made on the 15th.

I phoned them up and all it took was 2 minutes to a guy in Delhi, who apologised and refunded the 12 a reinstated the 0%

I wonder how many people wouldn't have bothered and let it go, a nice little earner they have there!
Sponsored Links
Status: -
Join Date: Apr 2008
Posts: 377
Re: Banks trying it on

I've had nothing but trouble with BOS's credit cards and the wording used on their internet banking. I contacted them half a dozen times and everytime I "fixed" the problem I incurred more fees. Card's getting cancelled this week.

With LloydsTSB I have a problem with slightly going overdrawn. They push for internet banking but when you go overdrawn they send you a letter by which time I've incurred 4 charges...why not an email??? I suggested this to them on previous occasions to no avail. Not been overdrawn this year until last week where I went £1.68 overdrawn, out comes the letter saying I owe them £21!!! Think I'll be paying visit.

I've pretty much had it with banks, got no time for them.
Sootmeister is offline  
Status: Life is good atm. I do not take that for granted.
Global Mod Team
PaulR's Avatar
Join Date: Mar 2005
Location: United Kingdom
County: Suffolk
Posts: 22,975
Re: Banks trying it on

An even more important reason for getting it corrected is that even one missed/late payment affects your credit rating in these hard times.
PaulR is offline  

Go Back   Alfa Romeo Forum > Misc Lounges > Community Discussions > Rant Room

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

For the best viewing experience please update your browser to Google Chrome