[QUOTE=HSTDriver;1659243]It's not entirely incorrect though. We all want everything, and we want it now. So we put it on credit. New TV's, new cars, holidays, the latest clothes. We have a society where most people have all of the above, and to hell with whether they can afford it or not.
He fully admits it's all on the never never, because
'thats how everyone lives now'
So it makes me wonder who are the mugs here? Me and the missus for trying to remain debt free, even if that means going without, or the people who have it all, and get by with paying the minimum amount off their cards every month?
Because it sometimes feels like I'm the eedjit who's going without
At least 6 people I know (mate's and family mostly) are up to beyond their collective ears in the sh1te through credit card debt...all are looking IVA's (is that the right initials
) in the face and none of them have a blummin' thing to show for their trouble's, no new cars, no nice holidays..nuffink.
None of them have had
to get in debt...they've not been of work to fight a terrible illness, no kids have had to have expensive treatment for something nasty...The debt is down to pure greed and an attitude of "Oh I'm paying the minimum and that'll do..."
In most of the case's all that happens is that they have gone back to Mummy and Daddy crying and moaning cos they're skint and blahblahblah...and hold out their hands for cash...which they get cos the parrents seem to be soft in the head
There's no "Its your debt you sort it!"..."Here's a novel idea - go without!"...."Try saving instead of blowing your money on booze, smoke's, shoe's, paying for your fecking mate's to come round for take away...etc etc..."
I'll take a bit of going without, saving up and being debt free if thats alright by the credit companies...