Computer says "No"
I admit 2000-2010 wasn't great for me; I was made redundant on 3 occasions, sold my house to avoid repossession, etc etc.
However, I've been earning a decent wage for the past 6 years and 11 months, but I'm considered to be "non credit-worthy"
Because I'm a fool who borrowed from short-term lenders when my bank wouldn't help.
So, having been stuck in a rut, having to borrow at extortionate rates for probably well over 6 years, I put my case forward to a nice man at my local branch of Natwest.
I'm paying almost £1000 per month on short term borrowing. They could help me clear this, with a much reduced monthly payment of £200-£300, depending on the repayment period.
He was very nice, but looked at my credit score and effectively told me to fluuck off.
Excuse me, but what the **** is the point of having humans in the branch, if they cannot see beyond what the computer is saying?
FFS, I'm not exactly going to avoid paying them, considering they could take it out of my wages, on payday.
Surely they'd rather have that, than me go under?
Last edited by stan laurel; 20-12-16 at 14:43.