We are a specialist insurance broker that covers both modified and performance cars. Our staff are very knowledgable so when it comes to adding modifications you can rest assured that the vehicle will be covered corretly.
We can offer optional track day cover and also replace all modified parts on a like for like basis in the event of claim.
If you would like to receive a quotation from us please call us on 01277 650866 or visit Greenlight Insurance
and complete an online application. If you would prefer to PM me a contact a number we can call you at a convinient time to take your details.
We already insure a good number of Alfa Owner members already. I'm always available via PM for any questions or if you would like to add any modifications to an existing policy.
01277 650 866
**For more information on Greenlight Insurance and the products we offer please see below:**
Why try Greenlight
As a business we are genuinely different to most mainstream providers. Our staff and senior management are vehicle enthusiasts who own and run the types of cars that our customers drive, which helps to ensure we maintain a level of understanding beyond most everyday Insurance providers.
We were established as a genuine specialist vehicle Insurance provider and have a strong level of technical knowledge in respect of performance, modified, custom, classic and kit built vehicles.
It’s safe to say we are not the usual Insurance Company
What cover features are available.
Under comprehensive cover contracts we can offer the traditional cover levels that you are accustomed to, which includes features such as windscreen cover, audio cover, free European cover, legal expenses cover, no claims bonus protection, a courtesy car from the approved repairer network whilst your vehicle is in for repair and a repair guarantee for the work undertaken by them.
In addition to the traditional cover, several of our Underwriters offer additional features and if any of these are useful to you our staff will be able to explain them in further detail to you:
provides cover to your vehicle for accident damage sustained as a result of using your vehicle upon a UK race track. This cover is available under some of our annual Insurance schemes as a pay per event option for customers that are covered with us.
Like for Like replacement of modified parts
individual after market Modifications that are are declared under our polcies will be replaced upon a like for like basis in the event of a repair. In the event of a total loss incident the vehicle will be valued by an independent engineer taking into account the modifications when calculating the total loss value offered.
On modified vehicles we are able to offer Agreed Value polices. You will need to provide 6 photographs (front, back, left, right interior and engine bay) along with an estimate of the total modifications spend. We will then confirm a figure that we are prepared to Agree the Value at. Should you decide to accept the policy on this basis you then know the exact amount you would receive in the event of a total loss claim.
What if the Car is modified?
Modifications are not a problem to us and will be covered under our modified car Insurance products upon a like for like replacement basis in the event of damage or theft.
Unlike most Insurance providers, a good proportion of our staff own and run the type of cars that we cover, meaning we have a decent understanding of the mentality and positive care of car that comes from people that take pride in the vehicle they drive.
You CAN disclose all modifications and we can accommodate just about any enhancement (up to and including full roll cages and nitrous oxide).
Our underwriters offer ‘like for like’ replacement of modified parts for repairable instances and where possible, or an equivalent substitute part will be offered.
Basic acceptance criteria
Due to the type of vehicles we cover under our preferentially rated schemes being primarily performance or modified vehicles there are some acceptance requirements to qualify for these schemes. The underwriters require all drivers to:
1) Be aged 21 or over (Prior Performance car experience will be necessary for certain age group drivers on high performance models)
2) Have held a full UK license for at least 3 years (we can do 2yr licence on certain model vehicles)
3) Have a minimum of 1yrs NCB earned in your own name (2nd car, motor trade and company car NCB may also be acceptable)
3) There are some postcode sectors that due to our previous bad claims experience we are no longer able to cover. In the event we cannot cover your postcode sector we will try and recommend an alternative supplier. (We cannot cover the Republic or ireland and channel islands)
What we can assure you is that we will always look to help each and every one of you, looking for the positive factors in every applicant to help source the best possible offer that we can from our range of available schemes.
How to get a quote
You can apply either online, or via the telephone depending upon your own personal preference.
Please call us on 01277 650 866 for an instant quotation or complete an online quote application at Greenlight Insurance
Thanks for listening and we look forward to hearing from you. As always if you have any questions please do not hesitate to send me a PM or post in this thread.