It's only a baby 1.6 with an agreed value of £1k.
It's because of the BB3 postcode, 'cause insurers have had problems with that crash-for-cash thing up in Blackburn.
Shopped around as much as possible before buying and it was either I pay that (which like I said is reaaaally cheap considering most insurers wanted ~12k off me for a 1 litre Micra. Yes £12,000.) or I get one of those black box things. It's an Alfa, no thanks...
The cheap insurance did manage to make me able to justify an Alfa though, so it's not all bad. I'm hoping that my next years premium is around half of what I'm paying now.