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(Post Link) post #1 of 19 Old 16-05-08 Thread Starter
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Insurance Charge for a Courtesy Car ?

Hi guys.

Dropping my Brera back to the dealer in a week or so to get a couple of the standard warranty issues looked at (rocking drivers seat and notchy stiff gearbox). As I'm having to go 90 miles each way to get there I made sure that there would be a courtesy car available and I would give it back the next day.

Question is, the dealer has said there will be a £12 insurance charge for every day I have the courtesy car. First time I've dealt with them (apart from buying the car) but this is the first time I've ever come across this.

I'd like to know if this has become standard practice, or if it's just the dealer being a bit petty ?
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Re: Insurance Charge for a Courtesy Car ?

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Originally Posted by frozen-north View Post
Hi guys.

Dropping my Brera back to the dealer in a week or so to get a couple of the standard warranty issues looked at (rocking drivers seat and notchy stiff gearbox). As I'm having to go 90 miles each way to get there I made sure that there would be a courtesy car available and I would give it back the next day.

Question is, the dealer has said there will be a £12 insurance charge for every day I have the courtesy car. First time I've dealt with them (apart from buying the car) but this is the first time I've ever come across this.

I'd like to know if this has become standard practice, or if it's just the dealer being a bit petty ?
Courtesy cars are hardly a courtesy if you have to pay to use them!
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Re: Insurance Charge for a Courtesy Car ?

I had use of a courtesy car on one of my last Alfa's that was in warranty...insurance was included for nothing!

If the car wasn't faulty, you wouldn't have had to bring it back..necessitating a courtesy car, thus you wouldn't have incurred the £12 insurance charge.

Tell them to sort it out...pronto!
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Re: Insurance Charge for a Courtesy Car ?

You could always refuse to pay the insurance charge when it comes to bill time. I bet they'd rather keep you as a customer than lose you - and gain the associated bad press - for the sake of £24.
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Re: Insurance Charge for a Courtesy Car ?

Its probably a excess waiver insurance, without it you will be liable for the first £1000 worth of damage caused.
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Re: Insurance Charge for a Courtesy Car ?

When I had a courtesy car from a Peugeot garage a few years ago, the use of the car was free but you paid about a fiver for the insurance excess waiver. If you didn't & somebody hit you, you'd end up with having to fork iut the £ 1000 excess on the insurance!!
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Re: Insurance Charge for a Courtesy Car ?

Seems to be the norm these days. I will be picking up a courtesy car on monday and have had to insure the car myself for one day only cost £12.00 with insuredaily.com.
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Re: Insurance Charge for a Courtesy Car ?

Wouldn't your own insurance cover you for driving the courtesy car? Why are the garage charging you for insurance, just get it covered under your own.
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Re: Insurance Charge for a Courtesy Car ?

I am with Swiftcover and they will not cover it.

I have now changed to bell.

Last edited by merlin; 17-05-08 at 14:27. Reason: added info
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Re: Insurance Charge for a Courtesy Car ?

When my car has been in for work and I've had a courtesy car I've just put it on my insurance FOC
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Re: Insurance Charge for a Courtesy Car ?

Typical shoddy Alfa Romeo UK.

Reg Vardy's used to cahrge £3 per day and you were also liable for £1000 excess.

Bargain.
 
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Re: Insurance Charge for a Courtesy Car ?

My GT is booked in next week at a main dealer for some work under warranty and I was told it would be £10/day insurance charge. First time I've come across this and wasn't best pleased.
Phoned my insurance company (The RAC) to see if they could do it cheaper and found out they offer free insurance for up to 7 days on courtesy cars. Might be worth a call to your insurance company as even if it isn't free, I'd rather pay the money to an insurance company than subsidise the dealer.........
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Re: Insurance Charge for a Courtesy Car ?

This is, unfortunately, becoming more and more prevalent.

I was unaware of this practise myself until fairly recently when it was mentioned to me by a colleague. I had never been charged a daily insurance cost before, so I was a bit shocked too!!

Insurance = legalised extortion....
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Re: Insurance Charge for a Courtesy Car ?

I've only had a courtesy car once and wasnt charge for insurance as the garage has its own, but i was charged fuel at 25p a mile. I just returned it with the same amount that it had when i picked it up. Empty!
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Re: Insurance Charge for a Courtesy Car ?

That's odd, i had a courtesy car for the first few days of this week and there was no insurance fee's at all. The guy at the garage said, "don't worry about insurance, our policy covers you".
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Re: Insurance Charge for a Courtesy Car ?

I had both happen to me. Charged and one dealer and free at another.
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Re: Insurance Charge for a Courtesy Car ?

Fiat tried it on with me but I have a privilge customer card and I got it free but with an enormous excess.

Dan
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Re: Insurance Charge for a Courtesy Car ?

To para phrase Blackadder "I feel like a pelican, every direction I look, there's a great big bill in front of me".
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(Post Link) post #19 of 19 Old 19-05-08 Thread Starter
Status: shush !! what's that rattle ?
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Re: Insurance Charge for a Courtesy Car ?

Oh well. I think the lassie's exact words were "that'll be £11.75 per day unless you have got a cover note with the reg of the courtesy car on it". I'll give the insurance co a shout and see what's what with them and if I can get a waver for the car same as if mine was in for an insurance repair.
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