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(Post Link) post #1 of 5 Old 18-10-07 Thread Starter
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land rover 110

modern classic insurance

hi, my name's callum, i'm 24 and looking to buy myself an alfa 164 v6 as come curious bug has bitten me.

before buying, one thing i need to sort out is insurance costs.

i currently drive a 1987 land rover 110 which is insured as a classic with footman james. it costs me only £120 a year to insure and my insurers dont seem to mind about any modifications i make.

i thought i'd try them again and add a 164 to my insurance, this time with mileage limited to 6000 (land rover is unlimited) ...£1800!

so i tried just a normal policy through confused and it came out as £422 with elephant. i phoned them up to confirm my details and it went up after i made sure they knew i had 5 points on my license and an accident in 2004. as a result their quote went to £622, which is still 1/3 of the footman james quote.

ON the recommendation of this site i tried adrian flux and they came back with £780 with their classic policy, again 6000 miles.

£622 from elephant is not that bad, but i cant quite understand why the ordinary insurers are beating more specialist ones, especially seeing as the current classic policy i hold is so cheap.

i know my age, record and the car count against me, but i always thought i'd be better off with it insured as a classic. it is, after all a fair bit rarer these days than an old land rover.

anyone got any recommendations for any alfa freindly insurers? high-ish premiums are kind of putting me off buying the 164 as i only do a few thousand miles a year with 1 car, so with 2 i would be paying a lot for it sitting in the drive most of the time.


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Re: modern classic insurance

got my 1986 Alfa 75 covered with Norton Insurance in Birmingham, cost £185 agreed value, limited mileage, but then I am 47. The do modern classics as well.

Tel no is 0845 373 4774

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Re: modern classic insurance

A-plan have always been competitive, even when I was a 23 year old with a Mk2 Golf Gti... phone 020 8672 3375
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Re: modern classic insurance

I went throught he laborious process of trying different mileages etc on

I found that the sweet spot is at 7000 miles PA. As much excess as you can possibly select, and 3rd party fire & theft.
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Re: modern classic insurance

Yes. Bodger has it right for a 164 - no longer much intrinsic value unless it's a very good QV. My 164 24V costs me about £140 pa insured for the same sort of conditions as Bodger mentions. I'm 54 though with no points though!

Oh, forgot to add insured through Swiftcover (who definitely will care if it's modified)

Last edited by mudhut; 28-10-07 at 10:48. Reason: addition

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