Just switched my policy to Churchill on their price guarantee, it amazed me hoe much these companies make out of insurance.
I'm 27 in a 147 JTD, 9 years no claims, 3 speeding points, girlie-o as named driver, got on the interenet for a quote: £619!!!!
So I rang them up to see if I can bring it down, instantly down to £529
Asked them if they can beat my renewal quote from Privilege and it came straight down to £302, also their recovery on like-for-like comparison was £20 cheaper than the RAC.
So Churchill would be making over £300 clean profit and were willing to drop it with one phonecall. Just have to send proof of the renewal price and details. Challange Churchill, it's worth the phonecall.