Global Mod Team
Join Date: Nov 2002
Location: Congleton - The centre of
Re: So who took out insurance through Adrian flux / AO Club?
People seem bemused when a 'cheap' insurer can't offer them a competitive quote, but it's not really surprising.
At any given point, a company will be aiming at a particular set of demographics, for whatever reason. Equally, they will be avoiding another set of demographics. If you're in the latter camp, then it doesn't matter how much of a discount they give you, they're unlikely to be competitive.
The proviso is - their chosen demographics change all the time, depending on where in the market they feel they need to catch up, so just because they're no good for you one year, doesn't mean you shouldn't try them the next.
So, if they didn't give you a good quote, doesn't mean they're crap, just means they're not suitable for you this year.
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