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Adrian Flux Insurance Looking for advice on insuring your Alfa Romeo?
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(Post Link) post #1 of 29 Old 24-09-13 Thread Starter
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How much?

Contacted Flux today to notify a change of car ahead of picking one up this weekend. My current insurer apparently won't cover me for the new car because it's a massive 2 groups higher than the Audi. I am, after all, only 42 and last made a claim over ten years ago so represent a bit of a dodgy prospect.

No problem though, they've found me some cover. My old policy was under £400 so I was expecting it to go up a bit. However, I wasn't expecting a quote of £1500!

Esure can undercut it, with a lower excess, by about £1100 give or take. Cancelling appears to be a no-brainer. However, I pay monthly so fully expect to be stiffed for the remaining cost even though they won't cover the new car.

Why is it never easy?
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Did you try Shelaghs Wheels?
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(Post Link) post #3 of 29 Old 24-09-13 Thread Starter
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Did you try Shelaghs Wheels?
They were cheaper too as it happens.
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Free handbag insurance too

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Did you try Shelaghs Wheels?
fanny
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Flux covered me for 3 years, and while they were very cheap for the price of the policy and great for stuff like matching no claims discount on a 2nd car, making any mid-term policy changes always ended up costing a couple of hundred quid. Cancelling was an expensive business too. Even moving from a 156 V6 to a Mondeo 1.8 diesel caused my policy to increase..
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All the time I was with Flux changed my car twice, never paid a penny to change.
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Admiral and Endsleigh been ok. No idea who I'm with now.

hang on...............Hastings
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(Post Link) post #9 of 29 Old 24-09-13 Thread Starter
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Unless Flux can pull a rabbit out of the hat tomorrow, I expect to be covered by esure before the week is out.
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oooh sometimes the truth is harder than the pain ins.............


oh


Esure :coat:
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Flux insure my GTV V6 on agreed value classic ins.& My transit camper.
They wanted a hell of alot more to insure my 350 quid merc with an engine nowhere near the size of the V6. They obviously didn't get the business. I just do not understand the insurance Industry.
 
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I had a great quote from flux whatever their internet name is through moneysupermkt, tried the no to 08 number website and called them to try and be cheeky and see if i could get it cheaper? Asked them to remove legal cover as an experience with a barrister recently told me its not worth the paper its written on and potentially is another mis-selling scandal, anyways after a 20 min conversation and a request for protected no claims my quote rose from £175 to £285, needless to say I went back to admiral (£185 with protected 14 yrs no claims
and 42 yrs with clean licence.

Last edited by EauRouge; 26-09-13 at 08:56.
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(Post Link) post #13 of 29 Old 25-09-13 Thread Starter
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I hate car insurance. Apparently an Audi 100 is a specialist vehicle and the new one (which is 16 years old and quite quick) isn't. The insurance will he cancelled pro rata but Flux charge me £35 to cancel because they can't come up with a competitive quote.
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Hi

Would you mind sending me a PM of your reference number please? I would like to take a look into the quote and cancelation figures for you.

Thanks

Dan
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It's confused.com when you try to understand how they get their prices.
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They make it up as they go Jim, I find them to be bigger crooks than estate agents. As an example i am a type 1 diabetic and have been for the last 31 years and touch wood im in pretty good health and below the average wei.ght for height & age. The guy from flux yesterday asked me how long I have left on my current 3 year medical licence and when I asked him what that had to do with my quote? I was told that because I only had a year it would increase my premium!!!???I

I feel like reporting them to their governing body.
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Any excuse to (a) bump a premium and (b) duck a payout......
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Flux are the worst insurance company i have ever had the displeasure of dealing with
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Try greenlight.
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(Post Link) post #20 of 29 Old 26-09-13 Thread Starter
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Happy ending of sorts. Esure, who weren't competitive for the Audi, are cheaper for the new car (which is a higher insurance group) than Highway through Flux were for the Audi, yet highway won't cover the new one.

In plain English, I am now paying less money for better cover on a car in a higher insurance group. Absolute ****ing madness.
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Sometimes it would be easier if the company would just say we dont want to insure that car instead of ****ing you about
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I know its not car insurance but did any of you read about the 31 yr old fella from Essex who died in a climbing accident in New Zealand earlier this month. His travel insurance refused to fly his dead body home for burial on a technicality and his mother cannot afford the £5 k to fly his body home nor afford a flight for his cremation ceremony so, he's being cremated over there with no family present and his local community has clubbed together to fly his mother out to collect his ashes so they can have a ceremony for him at home. Insurance companies really are heartless [email protected]

If you google Robert Buckley you will find the story.

Last edited by EauRouge; 26-09-13 at 16:09.
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Quote:
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I know its not car insurance but did any of you read about the 31 yr old fella from Essex who died in a climbing accident in New Zealand earlier this month. His travel insurance refused to fly his dead body home for burial on a technicality and his mother cannot afford the £5 k to fly his body home nor afford a flight for his cremation ceremony so, he's being cremated over there with no family present and his local community has clubbed together to fly his mother out to collect his ashes so they can have a ceremony for him at home. Insurance companies really are heartless [email protected]
I agree they can be but did he actually have dangerous activity cover or basic insurance? Just in fairness to an industry that deserves none they are heartless b'stds if they refused after giving cover for the activity but not if he was there with basic tourist insurance.
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They did it on a residency bassis Jim, he's been travelling for a year or two and because he hasn't resided in UK for 6 months they refused.
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Are we wanting the insurers to always pick up the pieces?
Even if we're not sufficiently insured? Do we expect them to
be good old boys? Is that what your company does?



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