the big probelm with winter tyres is they have a low speed rating, typically "H" rated but in some cases just "T" rated. if your car was originally suposed to have "W" or higher arted tyres then you are in effect putting a lesser spec tyre on than the manufacturer reccomends, hence the issue with some insurance companies.
good to see that AF are taking a sensible stance on it
one thing thsi leads to though with the mad rush for all to buy winter tyres, what happens when the temps go back to normal in a few weeks and folks don't want to bin their freshly bought winter tyres? if they are still on the car come march/april and they have a crash........................
will the insurance companies use it as an excuse to not payout, unsuitable tyres and all that.
i agree with one double six, all media hype. i've only ever used winter tyres once and that was because i bought a set of 2nd hand alloys that had a set on
, saved them until the winter to see how good they were. have to say they were very good, in the snow & ice. once it got more like wet roads and dry roads
best off just sticking to all year round tyres and driving with a bit of common