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(Post Link) post #1 of 17 Old 18-09-08 Thread Starter
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Not Happy First speeding offence

As per the "my wife the criminal" thread in WOT, what affect will a court appearance and a probable 3 - 5 points + hefty fine (98 on the M4, scamera van) have on Clare's insurance

Also, what happens if she gets a short ban (no points)

Cheers,
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Re: First speeding offence

Bad luck - I got banned for doing 126 on the M6 once, due to mitigating circumstances (& a very good brief) I got a 14 day ban & 6 points. Strangely the 6 points are added there and then and when I got my licence back 2 weeks later it was clean.

To answer your question re the insurance - go one on of the insurance price comparison sites and add the offences and see what happens.
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Re: First speeding offence

AS far as I know it is not normal to get a ban under 100, unless very reckless. Normally you get a slap on the wrists and points and fine. If she is having to appear and did not get the choice to plead guilty by letter, they may just want to scare her by being in court.

I got away with 94 on the A1 on a late sunday morning with plenty of traffic. I just got the points and fine, but pleaded guilty by letter.

twas a fair cop guv' n all that. Guy that pulled me was very understanding and very reasonable. held my hands up as soon as i got in his car. Wish we had more of them.


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Re: First speeding offence

Funny how insurance companies price(/profiteer) insurance based
on speeding fines. If you think about it it'd be like charging
someone more for a train ticket if they'd spent time inside.


Here, your driving record is no-ones ****ing business except yours.
 
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Re: First speeding offence

Surprising they haven't just given £60 & 3points, that's the norm under 100 !!
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(Post Link) post #6 of 17 Old 18-09-08 Thread Starter
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Re: First speeding offence

Quote:
Originally Posted by howell811 View Post
Surprising they haven't just given £60 & 3points, that's the norm under 100 !!
SWP operate a strict 26 or above over the limit non-FPN system. Worse even than the VietGwent
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Re: First speeding offence

Bit of light reading :

FAQ Home
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Re: First speeding offence

Quote:
Originally Posted by howell811 View Post
Bit of light reading :

FAQ Home

Thanks for that link. I hope it will never be of use but fear that the sound of that V6 will be to much of a temptation.
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Re: First speeding offence

may i refer you to my thread here, not much use now of course but may be of help to others, or indeed yourself in the future (although i hope not)

https://www.alfaowner.com/Forum/gener...y-to-know.html
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Re: First speeding offence

several years ago 100+ @ Alton Hants. Was advised to get brief and be prepared for 2 year ban. No brief, apologised to magistrates , mitigated with dry conditions and 2.30 am. Result 2 week ban (longest 2 weeks of my life) No points, no effect on insurance. Wish your wife good luck.
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Re: First speeding offence

Alton? I love that road from Basingstoke to Alton.

The only time that I have been done for speeding, was 8pm on a Sunday night along the A4 on the west side of Chippenham at the entrance of an Industrial Estate. You could think that it may be an accident black spot between 7am and 6pm during the week, but 8pm on a Sunday?

They had about 3 Pug 605 24Vs parked up in the Industrial Estate and they were taking it in turns to write tickets and hold the hair dryer.

I was doing 42mph in a 30. Hardly crime of the century 3 points and £40.

The GATSO outside my house has recently been removed. It's still a race track as it was when the camera was up, and the worst culprits are the neighbours. I think 70 plus on a curve over a Zebra crossing in a 40 should get a custodial sentence myself.
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(Post Link) post #12 of 17 Old 18-10-08 Thread Starter
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Re: First speeding offence

Result was 6 points, SP50 & £270 fine. Have advised CKI and they seemed disinterested. The policy may be loaded by a maximum of 10% due to the insurance group of Clare's GT (19). Any further ideas or thoughts? Cheers, Simon.
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Re: First speeding offence

i don't think insurance companies are as concerned about speeding points on peoples licences as they used to be. i reckon the majority of the population will by now have/had points on their licence at some time or other. i think insurance companies are more worried about points arising from dangerous/careless/drink driving these days
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Re: First speeding offence

Here is France it's none of their damn business.
Which, if you think about it, is how it should be.

 
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Re: First speeding offence

All the info about speeding e.t.c you will ever need.

Useful forum as well

PePiPoo: Helping the motorist to get justice - Silly name, great site
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(Post Link) post #16 of 17 Old 28-11-08 Thread Starter
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Re: First speeding offence

My insurance actually went down on renewal, especially after a bit of shopping around. They were true to their word - 6 points for one offence on a M Way is not an issue I stayed with them as I am too lazy to switch

They have always been good too, especially when I had my 156 totalled.
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Re: First speeding offence

There's hope for us all!!
Good news Simon
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