Re: 19 year old GT 1.9 jtdm insurance?
This is newer (I assume) and more expensive in parts (and cost of vehicle I would have thought) and any claim is likely to cost more. It's not just a case of which group it's in. Personally, I don't think that's a bad quote for a nineteen year old.
I wouldn't spend that much on a car and not go fully comp if I were you. When I was nineteen and had a Golf GTI I bought on a bank loan, I insured it third party. I was hit by an uninsured driver after having it for three months and was left with no car and still having to pay the bank the loan repayments for the next three years.
Ex 95 164 TS Super, 95 164 QV, 97 164 V6 Super – all very much missed.