Hi chaps and chapettes,
Some of you will know that unfortunately I have had to make 2 claims on my car insurance within a space of 2 weeks, my insurance has come up for renewal and has risen from £350 a year to £1075 a year.
I have rung Adrian Flux my broker and they have said this is because both claims are pending classification so for intents and purposes I have ZERO no claims bonus.
My 1st claim was for a none fault accident where another driver ran into the back of me but as it happened early December this is still pending.
My 2nd claim is because a week later my car had some sort of failure and rolled down the hill outside my house into a neighbours car then continued down the hill into a dry stone wall.
My car is lightly modified, so this is obviously going to have an affect on my insurance premium. I've been on money supermarket and had a quote of £561 from Norwich Union simple Cover however they make 'assumptions' that include the car not being modified.
I really don't like the idea of paying £1075 a year insurance for a 1.6 hatch and I think the outcome will be that through the second claim i'll lose my no claims bonus anyway, I don't really want to take my car back to standard but may have to as although I can afford insurance at that price I cannot justify paying it for the class of car.
I don't really know where I'm going with this, but I think it's completely killed off my dream of swapping my car for an S2000 or 350Z for a few years and I just want some sympathy and someone to come along and say that's okay, we'll insure you for your £350 a year no worries.
Effin cars, effin walls, effin hills.