I must be one of the most scrutinized car owners because no matter who insures my vehicles, they always choose me for their "routine spot checks" when they decide to do so. It's all a farce though because they give you 30 days in which to bring your car to the assessment center and will then check tires, license, spare wheel and tool kit etc. Basically a conditional assessment and verification that the car is stock.
Since a few years ago they also photograph your car. "See, for record purposes, sir..."
These days I see they even open your bonnet and photograph your engine bay? And not the lady with the clip board ticking boxes on a spreadsheet, but they have someone in a white overcoat come over to inspect for mods! Anyone have this happen to you?
Not a single one of my mods are in any way visible to a man in a white overcoat since they are all internal so I don't really worry about this anyway. But: When does this become an invasion of privacy!?
I was once asked to get out of my car at a road block one evening and the police then proceeded to search my vehicle when someone else walked over and handed me a business card, asked them to stop what they were doing, told me to get back in and when they asked who he was, he said he was "my lawyer". He then proceeded to tell me that they do not even have the right to open my door without my permission or a search warrant. So why is your insurance allowed to do this? Is this a condition of insurance (either we do this or you can go elsewhere) or are they taking liberties? :thinking:
This has been happening in other countries as well.
Since a few years ago they also photograph your car. "See, for record purposes, sir..."
These days I see they even open your bonnet and photograph your engine bay? And not the lady with the clip board ticking boxes on a spreadsheet, but they have someone in a white overcoat come over to inspect for mods! Anyone have this happen to you?
Not a single one of my mods are in any way visible to a man in a white overcoat since they are all internal so I don't really worry about this anyway. But: When does this become an invasion of privacy!?
I was once asked to get out of my car at a road block one evening and the police then proceeded to search my vehicle when someone else walked over and handed me a business card, asked them to stop what they were doing, told me to get back in and when they asked who he was, he said he was "my lawyer". He then proceeded to tell me that they do not even have the right to open my door without my permission or a search warrant. So why is your insurance allowed to do this? Is this a condition of insurance (either we do this or you can go elsewhere) or are they taking liberties? :thinking:
This has been happening in other countries as well.