I recently got hit by a truck as I was doing a left at a major London junction, I reported the accident within 30 minutes. I thought this would be a clear cut case
.The bottom line was they called it 50-50
because there were no witnesses, but as I told them when I reported the accident this was Hackney! and there are more CCTV cameras at this junction than you could imagine.
Swiftcover did not investigate at all, they told me the other driver was not admitting liability so it would be 50-50 I just cannot believe how lazy a company can be. To add insult to injury they sent me a quote for my renewal, £450 last year £1350 for this
I have since withdrawn my claim as it was going to cost me a fortune.
So I have my full no claims bonus back and got this years cover for £640 with Admiral.
AVOID SWIFTCOVER LIKE THE PLAGUE