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05-06-2008
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#1 (Post Link)
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Club Member
Club Member Number: 370
Join Date: Sep 2006
Location: Here there everywhere
Posts: 979
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Reccomendation for you all :)
That time of year again
Currently with CKI paid just over 850 quid last year, their renewal price was 813 this time round (with another year NCB I thought that wasnt good enough).
Best 'mainstream' quote was from Directline @ 780pounds but with a larger excess - CKI would match it, but wouldnt beat it by 10% as advertised on their website, which tbh got my back up a bit.
However.........  A-Plan Insurance have just sold me a policy @ 689quid, 400 total excess and including european cover and legal costs. Very very happy with that. A-Plan are a broker but the company they are using is called Market Study.
Unsurprsingly, but still rather annoyingly Adrian Flux were way off the mark - best quote from them was over 1400quid!!
So 2007JTDm Spider, 24yrs old, 3 yrs ncb, no convictions/accidents @ 689 pounds.
Give A-plan a try folks - especially all you new LE owners. 
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05-06-2008
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#2 (Post Link)
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Super Moderator
Join Date: May 2007
Location: United Kingdom
Posts: 11,851
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Re: Reccomendation for you all :)
I'm with Admiral... 1 years NCB, no convictions/points 23, Alfa 156 GTA, £1300 full comp 
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05-06-2008
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#3 (Post Link)
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Identity Confirmed Insurance Specialist
Join Date: Jan 2007
Location: UK
Posts: 128
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Re: Reccomendation for you all :)
Hi,
I'm surprised we were so way off the mark for you on your quote.
Is it possible if i can relook into it for you?
Dan.
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05-06-2008
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#4 (Post Link)
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Club Member
Club Member Number: 370
Join Date: Sep 2006
Location: Here there everywhere
Posts: 979
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Re: Reccomendation for you all :)
Hi Dan,
New policy is paid for now, but if you look in your system under my name I guess you can pull the details up. If you want to do that let me know and ill PM you.
Your chap at AF said that AIG was the best he could do at something just over 1400quid (figure escapes me now).
689 is a very good price, but your price is skyhigh - most mainstream insurers were coming in at the 900 mark, some less than that even.
TBH it was the same story last year at renewal time.
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05-06-2008
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#5 (Post Link)
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Club Member
Join Date: Mar 2008
Posts: 2,875
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Re: Reccomendation for you all :)
I phone Adrian Flux the other day to get a quote on my Alfa as my insurance runs out on the 9th.
I got quoted £900 for the same stuff as Direct Line want £650... 
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06-06-2008
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#6 (Post Link)
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Club Member
Club Member Number: 91
Join Date: Mar 2005
Location: Dartford, UK
Posts: 4,550
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Re: Reccomendation for you all :)
Originally Posted by OperationAlfa
I'm with Admiral... 1 years NCB, no convictions/points 23, Alfa 156 GTA, £1300 full comp 
Just renewed with Admiral too, every time I have to check they actually have the car down as a GTA 3.2. Guess I am just getting old now 
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09-06-2008
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#7 (Post Link)
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Identity Confirmed Insurance Specialist
Join Date: Jan 2007
Location: UK
Posts: 128
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Re: Reccomendation for you all :)
Originally Posted by euroboy
Hi Dan,
New policy is paid for now, but if you look in your system under my name I guess you can pull the details up. If you want to do that let me know and ill PM you.
Your chap at AF said that AIG was the best he could do at something just over 1400quid (figure escapes me now).
689 is a very good price, but your price is skyhigh - most mainstream insurers were coming in at the 900 mark, some less than that even.
TBH it was the same story last year at renewal time.
Yes please if i can have your surname and postcode i can look at it and see what the difference was.
Also if you don't mind putting in your pm what you got and the excess and who with it would be most appreciated.
Dan.
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09-06-2008
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#8 (Post Link)
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Identity Confirmed Insurance Specialist
Join Date: Jan 2007
Location: UK
Posts: 128
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Re: Reccomendation for you all :)
As reference to my previous post Adrian Flux would like the opportunity to re look at your quote's if we're considerably higher then others. We have noticed lately that we have not been competitive and would like to look into why.
Dan.
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09-06-2008
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#9 (Post Link)
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Group Director
Join Date: Apr 2001
Location: United Kingdom
Posts: 6,407
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Re: Reccomendation for you all :)
Originally Posted by Dan Clark
As reference to my previous post Adrian Flux would like the opportunity to re look at your quote's if we're considerably higher then others. We have noticed lately that we have not been competitive and would like to look into why.
Dan.
Hi Dan,
@ Adrian Flux:
Thank you for looking into this for us, with so many people posting that you are expensive, you had a right to know, secondly the whole point of insurance is to be competitive and I have always found AF to be that (This is why I invited you to AO in the first place.)
If you get no responses by Friday, please make a point of coming back here to say so.
@ Members with high quotes:
Although it would be too late to help you, please help AF to investigate the problem as others on this web site may benefit. Simply PM Dan your details or even just your telephone number so that he can contact you directly, it might be the easiest and most secure way to deal with each other.
Many thanks in advance...
Ian Bowles
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14-06-2008
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#10 (Post Link)
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AO Member
Join Date: Apr 2008
Location: Chelmsford, Essex
Posts: 74
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Re: Reccomendation for you all :)
Originally Posted by Dan Clark
As reference to my previous post Adrian Flux would like the opportunity to re look at your quote's if we're considerably higher then others. We have noticed lately that we have not been competitive and would like to look into why.
Dan.
Cheers Dan, I have PM'd my details accross as my Spider LE should be collected on Wednesday and my AF quote was higher than the rest.
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16-06-2008
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#11 (Post Link)
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Identity Confirmed Insurance Specialist
Join Date: Jan 2007
Location: UK
Posts: 128
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Re: Reccomendation for you all :)
thanks for the pm. It's being looked into now.
Dan.
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17-06-2008
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#12 (Post Link)
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AO Member
Join Date: Apr 2008
Location: Chelmsford, Essex
Posts: 74
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Re: Reccomendation for you all :)
Originally Posted by Dan Clark
thanks for the pm. It's being looked into now.
Dan.
Dan, thanks for getting that re-evaluated. The new quote was comparable to DL. As a result for your efforts and to hopefully maintain a relationship for future between AO and AF, have just purchased the policy for the car collecting tomorrow.
Thanks again!
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17-06-2008
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#13 (Post Link)
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Identity Confirmed Insurance Specialist
Join Date: Jan 2007
Location: UK
Posts: 128
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Re: Reccomendation for you all :)
Originally Posted by MORGANO
Dan, thanks for getting that re-evaluated. The new quote was comparable to DL. As a result for your efforts and to hopefully maintain a relationship for future between AO and AF, have just purchased the policy for the car collecting tomorrow.
Thanks again!
Thanks for the feedback and taking out the policy with us.
Dan.
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17-06-2008
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#14 (Post Link)
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Club Member
Club Member Number: 370
Join Date: Sep 2006
Location: Here there everywhere
Posts: 979
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Re: Reccomendation for you all :)
Did you make any progress with mine Dan? Any obvious reasons for the 700pound price difference?
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17-06-2008
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#15 (Post Link)
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Identity Confirmed Insurance Specialist
Join Date: Jan 2007
Location: UK
Posts: 128
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Re: Reccomendation for you all :)
Originally Posted by euroboy
Did you make any progress with mine Dan? Any obvious reasons for the 700pound price difference?
We're still looking into yours.
Did you take the other policy out?
Dan.
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18-06-2008
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#16 (Post Link)
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Club Member
Club Member Number: 370
Join Date: Sep 2006
Location: Here there everywhere
Posts: 979
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Re: Reccomendation for you all :)
Yes the other policy is signed and paid for, so I appreciate mine wont be top priority, but it would still be interesting to know...?
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18-06-2008
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#17 (Post Link)
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Identity Confirmed Insurance Specialist
Join Date: Jan 2007
Location: UK
Posts: 128
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Re: Reccomendation for you all :)
Originally Posted by euroboy
Yes the other policy is signed and paid for, so I appreciate mine wont be top priority, but it would still be interesting to know...?
Hi.
So sorry i have not got back to you before now.
We spoke to the underwriters and they have been able to get it reduced but no where near to your other quote.
Dan
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18-06-2008
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#18 (Post Link)
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Club Member
Club Member Number: 370
Join Date: Sep 2006
Location: Here there everywhere
Posts: 979
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Re: Reccomendation for you all :)
Yes, thats what I expected.
So was there any reason for the massive gulf in prices, after all thats what this thread was about in the first place, or is it just the case of they dont want the business?
Thats what I was most interested in knowing, as these club affiliated schemes are good in theory, but I have to say not so great in practice 
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19-06-2008
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#19 (Post Link)
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Identity Confirmed Insurance Specialist
Join Date: Jan 2007
Location: UK
Posts: 128
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Re: Reccomendation for you all :)
Originally Posted by euroboy
Yes, thats what I expected.
So was there any reason for the massive gulf in prices, after all thats what this thread was about in the first place, or is it just the case of they dont want the business?
Thats what I was most interested in knowing, as these club affiliated schemes are good in theory, but I have to say not so great in practice 
It's certainly not that we don't want your business far from it.
The insurer was not aware that we were not as close as the other companies. As a broker we get rates from the individual insurer but they are also with other brokers who might have even better rates with them hence why at times we are not competitive.
But we have spoken with them about it and are re-looking at the options.
Dan.
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23-06-2008
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#20 (Post Link)
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AO Member
Join Date: Sep 2006
Location: Berkshire, UK
Posts: 322
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Re: Reccomendation for you all :)
Find Adrian Flux (£800+) and Chirs Knott (£848,-) to expensive. My old insurance broker got it down to £500+ from other well known insurance companies.
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06-07-2008
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#21 (Post Link)
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AO Member
Join Date: Jul 2008
Posts: 59
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Re: Reccomendation for you all :)
wow, lots of high prices, but loats of new sparkly cars lol.
just to let ya know i got my ins with direct line for £300 fully comp( unfourtunatly had to put the missus on as it made it cheaper)
an its a t reg spider 2ltr lusso.. an im only 38
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