Originally Posted by skyinsurance
Just a word about insurers being quick to write off cars.. what a lot of people do not consider is that, yes whilst Brian in his shed can probably do an adequate repair using second hand parts, an insurer can only use approved parts and have to guarantee their work. This is much more expensive and it doesn't take much to reach the threshold write off on a car over a few years old.
What cost the money is the approved repairers that insurance companies use are ripping insurance companies off, my car rolled into another car last year they claimed on my insurance over £600, the repairer charged for a new bumper and rear iron work and as it was a neighbours car i asked to have a look and they pulled straight the iron work and repaired the bumper, this was 1/2 a day to a days work and no spares are used... This is why insurance companies are writing cars off... I will say though apart from the first contact call the process was very easy and hassle free...
Glad to see you got the car fixed but reading through the posts on here this is the type of post that really pxxxes me off, if you don't know what your talking a out then shut it. This is the reason why our car insurances are so high people who will slate bodyshops for their labour and paint materials, if you think it's so great and easy why are bodyshops shutting down day after day , why do bodyshops charge £20 odd an hour where mechanics charge £60 odds , you try to open a workshop run the place , heat it buy insurance estimating systems pay £10 per estimate buy paint(sure you get a discount) but honestly how much do you think bodyshops make on average per job . Across Britain it is an average of£30 after all bills are paid so yeah bodyshops make tons of money, tell you what ill slate your line of work and you tell me I'm wrong , yes insurance company's do restrict the bodyshops , the reason our car insurances are so dear is personal injury claims fixing cars is second to this.the people who set up claims who claim wrongly for whiplash, now if its needed yes but...... If not then why??????. Why would an insurance write your car off think about it, they loose a policy holder they have to pay out usually more than needed, and from previous posts an insurance company can and will write your car off its not up to the owner, when you signed up for insurance you gave that right away, sorry if I'm going on here but reall grinds my gears if you don't know about it don't slate it and ask the question
Rant over sorry..............