In another Thread I said that I'd come back and report on whether or not you can get Classic Insurance on a 916 Car.
Well the dreaded Quote for renewal has arrived and it's up by about £20 to £310, and this is for an old furt like me.
Basic requirements. Protected NCB, ( I have a lot ! ) Legal Insurance, all Mods accepted, £500 or less excess. I'm old
and live in a low insurance area and only use for S, D & P with a fairly low milage.
Of course I looked around for better quotes and they start out very encouragingly, only £177. I'll have some of that !
Then you tell them the Mods - Alloy Wheels, PF Exhaust and K and N Air Filter and you are soon soaring with the birds.
Best other quote was about £281.
So I thought, lets look at The " Classic Car " Insurance route, my Alfetta GTV 6 is only £140 a year. First stop the Brokers, CK, where I found that this isn't cut and dried, I expected yes you can or no you can't. Seems that most insurance companies have a list of cars that they say are Classics, the newest Alfa was a 1990 model but he did say some other cars go up to about 2000 models !
Have a look at the Links for some information, the key point to me is " the car must not be the daily driver. " So I suppose that if your 916 is your second car you MAY
be able to get Classic Insurance, if it is it seems not. I feel that you may have a long search to find someone who'd accept this as a Classic, if you know any different then please let me know !
Lessons learned today. If you Car has any Mods at all the Premium will increase very dramatically, over £100 in my case. If your 916 is your main car then it seems that you 'aint going to get Classic Insurance and it seems that if
you can get it you will probably need to have another " normal " car that is " building " NCB.
A lot more complicated than I thought.
Are You Eligible for Classic Car Insurance?