Re: Front or Rear Wheel Drive?
For insurance try Direct Line. I spent a few days phoning round quite a few companies and the quotes I got varied quite dramatically. I'm 23 with 4 yrs no claims. My insurance is £883 a year fully comp with protected no claims on my 2000 GTV 2.0TS Lusso (Parked on driveway).
The company that I was insured with on my 146 just said no! The quotes I got ranged from £883 to over £1600 so shop around. To be honest, due to your age and only having 2yrs no claims I doubt you will get it any cheaper. By comparison, I think the 2.0 GTV is group 16.