Originally Posted by One Double Six
Category D = Repairable total loss vehicle where repair costs including VAT do not exceed the vehicle's pre-accident value.
On that basis the insurance estimate could be £4000. No?
Are we all looking at the same pictures here? Even second hand parts cost money. At a quick glance apart from bodywork, this car could need an oil cooler, radiator, a/c condenser, a/c pipes, re gas, rad fans.
Insurance companies don't write off cars that they think will repair in budget. My feeling is that this was too close to call for them.
You'd be surprised, no shocked, what insurance companies write cars off for.
Recently a low mileage Spider was written off, Cat D, because the ignition key was broken in the steering lock!
No other damage. 3 spare keys, it still started but they said the parts were no longer available. It sold for around £600.
Cheap car for someone who can take the lock out & remove the broken part of the key.
Insurance companies only price for new parts & very expensive paintwork etc.
You're presuming that all the parts you mention need replacing, I don't, but no one has mentioned that the seller would allow a potential buyer to view first.