Hit Up The Rear! - Alfa Romeo Forum
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Cry Like A Baby Hit Up The Rear!

I took a shunt last night in my Brera. I was at the top of a slip road behind a Clio waiting to turn right at the roundabout, huge screeeeeecch of tyres then BANG! An S-reg Polo had smashed into the back of me and I'd shunted forward into the Clio.

The Polo was a write-off straightaway, the front passenger-side smashed in, and the car had actually bounced up onto the grass verge! Damage the the rear of mine was all on the drivers side, a split bumper, dented rear wing, punctured tyre, damaged alloy. Damage to the front looked minimal but the badge was push inwards and on closer inspection the bonnet was bent upwards and a gap is clear between the bonnet and the wing. The Clio's bumper was badly dented and he can no longer open his boot!

Where do I stand with insurance in terms of me shunting the Clio? As the accident was not my fault will Clio driver claim of Polo man's insurance?? He took both my details and Polo mans.

Also, I'm off to the doctors to get checked out for whiplash as I'm feeling a dull ache in my neck and back. It doesn't feel bad enough to go to the hospital for though. Should I report it to the police if I am going to put in a whiplash claim?

Just waiting for Enterprise to sort me out a courtesy car now. My car was taken away on a truck last night for inspections and hopefully repair. It was drivable but you never know what damage might have been done underneath. Hope its not a write-off!

I can't believe how hard the guy hit me considering its a slip road from a dual carriageway and you're supposed to give way at the top!!
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Last time I was shunted into the car in front, I made a claim on the fella who hit me up the proverbial and the bloke in front of me made a claim on my insurance for his car. As far as I can see, insurance companies assume that if you had left a sufficiant gap between you and the car in front and applied handbrake or brakes, a shunt would be unlikely to put you into the rear of the car in front of you. As you didn't, your liable for the repair of the car you hit, i.e. the one in front. It all seems a bit ars@ about face to me because my car was stationary and under complete control and I wouldn't of hit the car in front had I not been shunted. Rightly or wrongly that's what happened.

Best of luck mate and hope you get your Bella back on the road soon.
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When a transit tried to rape my Spider HR Owen pointed me at these guys

Brocars Accident Management - was actually Elite Accident Management but dealt with everything and gave me a BMW730D Courtesy Car (should have been a Nissan 350Z but somebody pranged it the day before).

I'm usually cynical about these types of companies but they were great.
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Generally in these cases the car in front claims from you and your insurance will pass on these claims to the car that shunted you. There is not any real need for a specialist company such as k3lvc mentioned nor one of those injury companies you see on TV all the damned time , in fact doing so will cause your 'real' car insurer to drop the case like a hot potato.
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Its highly unlikely that you need to do anything other than fill in the claim form.

There will be a clear space to insert details of your injury - personally I would get myself to the GP asap - wouldn't do any harm and if you suffer any subsequent aches and pains you will be covered. Presumably the Police did not attend?

Most reputable insurance companies use their own accident managment people who will handle the organisation of repairs/courtesy vehicles etc and may refer your case to their chosen solicitors for compensation on the injury.

Good luck - hope you and your car come back in perfect condition.

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