Insuring your modified Alfa? - Alfa Romeo Forum
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Insuring your modified Alfa?

Hi all,

I am about to embark on some (to my mind) very minor modifications. In all, I'll be:

a) Lowering the car by 30mm
b) Fitting 19" Ti alloys
c) Fitting 5mm spacers

Despite having a clean driving record for 13 years and no claims or points whatsoever recently, with 5 years no-claims bonus on my own car it seems that insurers want to charge me over 1,000 (from my current 380) if I make these modifications.

So to those who have modified their car; who do you insure with / through? Adrian Flux or similar?

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Thats outrageous!
I was thinking of lowering and a remap but I sure am not paying that kind of money for insurance. It seems they calculated your premium only by hearing the word 'modification' rather than applying any logic.
I would suggest you speak to some specialist insurers.
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Yeah you need to go with an insurer that specialises in modified cars as it will be much cheaper!

I've used Adrian Flux before now, or there is Privilage, the sister company of direct line.
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I did similar things to my 159, apart from the spacers.

By going through a more specialist broker I actually got the premium reduced by 30. I used Greenlight, but there are many others that offer a similar service.
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If you would like to see what a quote would be like with those modifications then please don't hesitate to contact us on the Alfa Forum Number. It will also include the discount for being a member on here.
We are specialists in modified cars and have a range of special schemes for those that have done modifications to their cars.

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Silly question, what are the spacers for?

I can recommend AF, great for modified cars.
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I went with Greenlight, all mods declared. I found them to be very reasonable indeed.
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I went with Adrian Flux, about 750 if i recall correctly.
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Hi BB,

I have a standard 2.2 Brera insured with 'MoreThan' at a really good price.

They ask you to confirm that your car has 'not been modified to increase performance, top speed or acceleration'.

Now after your suggestions above I am sure that your car will look pretty cool, but it looks like you could also quite truthfully agree to their required declaration.

Best of luck. Leander
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Thanks for all the replies guys - I really appreciate it, and the confirmation that the quotes were a bit silly! Dan - I'll be in touch to discuss

@ Losparx - not a silly question; the spacers sit between the hub and the wheel to move it out by the desired amount (in my case 5mm on each wheel) and give the car a wider track. It'll (IMHO) look better, and also handle slightly better; especially with the Eibach -30mm springs on it.

If anyone wants to see what a really sorted Brera looks like, check out JBSmith1's car - an absolute cracker
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I was with More Than and had to change due to having a remap! A shame but there you go, whatever you do make sure you inform your insurance company as if you do have a smack the IC could wriggle out of paying!
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The last time I fitted wheel spacers it cream crackered the wheel bearings, but that was twenty years ago on a 33.
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