Its been said earlier in this thread but I'll chuck my hat in the ring, PCP or leasing (personal or through the Co.) is not without its penalties, but provided you play by the BVRLA rules you will be fine.
I've leased cars for the the past 10 years or so (that's the last 6 cars I've had!) each time I do the same thing:
1.) Stop the DD with my bank the day the car is picked up (soemtimes creates an issue with final payments but then I send them a check or Bacs)
2.) Touch up the paint and have any dents pulled
3.) Sort out the allys (refurb costs about 50 -80 quid a corner for 19s on the LE)
4.) have the car valeted
As a result I've never been charged for any damage. the downside is that you have no choice in the matter ie if you were selling the car you could choose not to do these things and take the hit on the final sale price but I guess thats the swings and roundabouts of lease v purchase.
for me I see it as wear and tear that I ahve to resolve; ie its my own fault I kebed the wheels Its not fair of me to ask someone else to pay for my daft parking... And if you leave it to someone else to fix, they will charge top dollar for the work
I agree; this thread should be sticked as personal leasing is quite new and many people may get caught out by this. especially as many hundreds of people took alfa up on the Spider LE offer some 18 months ago (me included). all of these cars leases will be ending in either 6 (ish) or 18 (ish) months which means there will be a derth of the same car on the market, this will hit the residuals and therefore force ALFA to look for profit elsewhere, the end of lease terms are easy low hanging fruit for them. so we should protect ourselves and give them no room to find fault. else we have noone to blame but ourselves