Re: le spider got it
A more difinitive answer -to our Question Re Gap etc
I contacted Fiat Auto Contracts :
The Contract states para 6.1 " in a sum not less than the full replacement value of the vehicle"
This in their own words is the value that Fiat Auto Contracts values the car at date of total loss NOT Invoice Value.
Therefore if our Insurance companies settlement is less than the Value placed on the car by Fiat Auto Contracts, this is were the GAP insurance will kick in.
Therefore with this in mind the 10K option is absolutley Fine
Hope I've explained it clearly