Sad day - 156 written off - Alfa Romeo Forum
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(Post Link) post #1 of 21 Old 12-01-16 Thread Starter
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Sad day - 156 written off

My wife drove our 156 JTS Sele through a flood in York over xmas. The car died and wouldn't re-start and we got recovered by the AA back to my father in laws house. The insurance have since written it off (CAT C) and a payout is on the way.

A sad end for the car, although i suspect it may not be the end as from our initial analysis we thought swapping the big ends over would solve the problem. The car starts and drives (after hoovering 10 gallons of water from the engine and inlet manifold). My brother in law who is a mechanic, said he thought there was no internal damage aside from a slight flat spotting on the big end bearings. The sump was full of water, which was our next job...

My insurance company didn't even compression test the car before writing it off, and although they offered me salvage of the vehicle I am too busy at work to take their offer up. Additionally the engineer valued it at 2.5k, which was over 1k more than I would value it at. So all in all, it wasn't in my interest to turn down their offer.

Would be a great well loved car to try and get the salvage of. I spent 100's on it (carefully welding and prepping all the underside only a few weeks ago ) As i said, it starts, but hasn't been fully checked over. The engineer remarked on how nice it was, and said it was worth fixing commenting how rare it was, but then the insurance firm just wrote it off. It seems no one wants the hassle. It could be there's nothing wrong with it?

My brother in law might want to buy it, but any idea how i would now get the car back (its officially been sold to the insurance company) although hasn't been collected by their agents yet.

Previous Alfas: SudSprint 1.7, 156 2.0ts , GT 1.9 JTD, Alfa 156 GTA, Alfa 156 2.0JTS Sele

Last edited by valinco; 12-01-16 at 13:10.
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Sorry to hear this .

I think the thing to do is contact your insurer and say you're interested in buying it from them. Simply ask them how much they'd sell it to you for?
 
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Insurance companies are amenable to this kind of thing: a few years ago my old 156 got rear-end shunted and they said it was a write-off. My bodyshop said he could fix it for the maximum repair-fee they would allow, and he conducted the work as a 'Contract-Repair'.

He got more money (the maximum-permitted repair fee) than it cost him to fix it, and I got my car back, in a condition equal to before the crash. Everyone was happy, including the insurance company .

By the way, you're a jammy git to get such a generous offer from the insurance company...why not totally screw them into the ground by buying your car back for peanuts!
 
 
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how much will it cost me do you think to get it back?

Thing is it wouldn't be me buying it, it would be my brother in law, and i'm way too busy aside from not wanting to take a risk, as the car may be damaged (we just don't know).
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I have no idea, the only way you'll find out is to ask!

If your BiL does decide he wants the car, I suspect it might be you that actually has to buy it back. You could then simply sell it on to him of course.

But you won't know any of this until you bite the bullet and phone that 0845 number!
 
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Re: potential damage, you started the car successfully, yes? Did you run it for a while, until it had warmed up? Did it rev smoothly?
 
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Depends how good your negotiating skills are! Ask your brother in law what he's willing to pay, let the insurance company make the first offer (in case it's lower), then negotiate down if they will.
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Re: potential damage, you started the car successfully, yes? Did you run it for a while, until it had warmed up? Did it rev smoothly?
Yes, we did. It seemed ok, although my BiL say the big ends were flatted.

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Depends how good your negotiating skills are! Ask your brother in law what he's willing to pay, let the insurance company make the first offer (in case it's lower), then negotiate down if they will.
Can he not buy it off them? Why does it have to be me? where will the car go now? That was my original question. Surely they will assess it, or will it just go to the nearest scrappy.
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Can he not buy it off them? Why does it have to be me? where will the car go now? That was my original question. Surely they will assess it, or will it just go to the nearest scrappy.
Insurance companies don't normally deal with the public when it comes to getting rid of salvage. They will deal with you as nothing more than goodwill really, and convenience of them not having to pick the car up. But I suspect they won't get involved in selling the car to a third party.

If you don't want the car, they will come and pick it up and it'll go to a salvage auction where it will be available to the highest bidder.

Thats an absolute cracking payout by the way, well done! Salvage worth will be estimated at 10 - 25% of the payout usually.
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Insurance companies don't normally deal with the public when it comes to getting rid of salvage. They will deal with you as nothing more than goodwill really, and convenience of them not having to pick the car up. But I suspect they won't get involved in selling the car to a third party.

If you don't want the car, they will come and pick it up and it'll go to a salvage auction where it will be available to the highest bidder.

Thats an absolute cracking payout by the way, well done! Salvage worth will be estimated at 10 - 25% of the payout usually.
Thanks Dan, i did wonder what happens to these car. I'll give them a tinkle as soon as I find out if my BiL is wanting it. 25% of the pay out would be not worth it - 700 quid. 10% may be interesting for him.

I'm pretty happy with the payout on it. I made sure the engineer knew what it was and told him what i wanted for it. He couldn't find it in his book (glasses). Lucky there are a few others on Autotrader at that sort of money but that was about 1000 pounds more than I was expecting tbh and made the decision easy to write off and not look further into the flood damage... Who knows maybe they are finally rising in value!

At least if it goes to a salvage auction it stands a chance of being put back on the road. The insurance want all the history and keys so the intention is to sell it as opposed to break it...
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If the insurance company do take it, keep an eye on salvage sites such as Motorhog.co.uk, HBC.co.uk, copart.co.uk and you'll probably see it pop up........

I'd expect values to be pretty depressed in the forthcoming weeks as there are supposedly around 6000 flood damaged cars which will need to be processed, so yours won't fetch much. I'd expect the company to be fairly keen to let you have the salvage cheaply, say 250 or less, as otherwise they have to pay for collection, and then get whatever the salvage company deal gives them....which won't be much.

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Called insurance and the car has already been sold to a company called co-part.
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Where did the insurer pick the car up from? They've got a facility in York and also another in Peterlee, co. Durham.
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You need to be a member of copart to buy from them and the membership costs about 50 and its a fairly long winded process to apply so get your application in now (or tell your bro-in-law to do it now) if either of you want it back. Its likely to make a few hundred quid tops I reckon.
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Where did the insurer pick the car up from? They've got a facility in York and also another in Peterlee, co. Durham.
they haven't collected the car yet, but the V5, history, spare keys have already been handed over. Car is in York still (the scene of the the crime), so i guess will go there.

Its madness that it will make a few hundred quid tops... I've spent that in the last few months! New upper arms, center/rear exhaust, floor welding, new rad & stat, selespeed service.

Its also only got 50k on it! The insurance assessor valued it at 2.5k so not sure why it would only go for a few hundred, but i guess whoever buys it won't know the history like i do...

I guess when you got flooded over xmas you had to deal with insurance on the vehicles?

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We got all the vehicles out of the yard as the waters were still coming up (we were knee deep pushing the last one out as I didn't dare start it up to drive it out!), other than 3 breakers which were immobile for one reason or another. So thankfully not had to deal with insurance on the vehicles. Didn't have flood cover or business interruption cover on my premises insurance tho....
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Mostly people that buy from copart are breakers or traders. I suspect they've cat C'd it as no doubt a new engine is more than the value of the car. I doubt any trader would value it at more than 1500 now its been written off which isn't enough to buy a used engine, fit it, sort any other niggles and make a decent profit. Traders are scared of Alfas generally and Selespeeds even more so. So a breaker might go for it but I can't imagine they'll be willing to pay more than a few hundred quid when you can buy running ones with issues (or rust) for not much more on ebay - the most valuable part is already broken.
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Mostly people that buy from copart are breakers or traders. I suspect they've cat C'd it as no doubt a new engine is more than the value of the car. I doubt any trader would value it at more than 1500 now its been written off which isn't enough to buy a used engine, fit it, sort any other niggles and make a decent profit. Traders are scared of Alfas generally and Selespeeds even more so. So a breaker might go for it but I can't imagine they'll be willing to pay more than a few hundred quid when you can buy running ones with issues (or rust) for not much more on ebay - the most valuable part is already broken.
Yes, you're quite right. It has been cat c'ed. Thing is we are not 100% sure until we do a compression test the engine is knackered. This is why i am surprised they were so keen to write it off before doing more tests. I might try and get that done before it goes, as then i will know 100% if worth buying back? That said they are meant to be collecting it today/tomorrow and the car is in York and i am in Newcastle with a job! Without the test, I personally would not want to take the risk as I have no interest in breaking it.

I was told 8000 pounds for a new engine. Made me chuckle!
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Sorry to hear that mate!
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Copart is one of the companies I'm not registered with, but you can check out what happens to it - it'll be in company with another 30+ Alfas....2000-2017, Alfa Search Results: Copart UK

There's a 58 plate JTS Spider in there that's flood damaged.......that's Break-only! Also a couple of Mitos and a 147 that are flood-damage - and two of them are Break-only, too. That limits purchasers to breakers who have Environment Agency licences.

I'd reckon that as Pud says (and I'd said) it'll go for very little, sadly.
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Just had a letter from an a guy down south who bought the car from copart and has put it back on the road! He was asking for the history and keys, which frustratingly were all sent to copart when they took it off me.

Apparently the bottom end was fine and after flushing the engine with some oil, it is running like a dream. All the stuff he had to do to MOT it, wasn't related to water damage.

What a great ending!
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