This morning on my way to work I was hit from behind in a queue of traffic. It was in a 30 limit, a queue of cars slowed up, and I braked from perhaps 15-20 mph to a standstill. only to hear a second ro so later that dreaded "Bang!"
After I'd picked up my glasses out fo the footwell,
I got out and it was a young woman in a 14-reg Fiat 500.
Then came the familiar "My Dad's a mechanic, he can fix it", and I was non-committal. What's in that for me, I thought, I'm fully comp, clearly not my fault...
Anyway, i arranged to get in touch tonight with details, and left it at that. But later I got thinking and wondered if going through the insurers was such a good idea. My concern is, the insurers will say, new bumper, plus all clips etc, respray and fitting, and before you know where you are, the bill will be a grand or so, and they'll say, sorry, beyond economic repair, you car's only worth £1500. I lost my old 748 that way, and the insurers wouldn't let me buy the bike back afterwards either. I don't want money, I just want my car fixed, and I fear going through the insurers will mean at worst, I risk losing it, and at best, perhaps some hassle with it being registered as Cat C or whatever. Bottom line, would I be satisfied with a less-than-perfect repair and just keep the car on the road? And the answer, through gritted teeth, is yes.
I plan to get in touch with Autolusso, who have serviced the car, and seek their guidance, but if any posters have any thoughts I'd be interested to hear them. Thanks.