156 may be written off - Alfa Romeo Forum
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Madness 156 may be written off

Today, I was hit from behind by a land rover...major rear bumper damage, boot damage and what looks like skin damage on the right rear door.

There is a likely hood since the car is a 2001 X reg, that the value of the repairs are in the region of 60% of the overall value of the car....

What I need to know is what do the insurance companies use? Glass's / or Parkers...also which value do they use??? no doubt that it is the least one!!!!

Any advice is welcomed...
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Re: 156 may be written off

Hope you're ok. Careful with your backs...
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Re: 156 may be written off

I'm no expert on this, but as you were hit from the rear isn't it automatically the third party's liability? If so the claim will be against his insurance and I don't think his insurers can write your car off on economical grounds.

Personally I'd stand my ground and insist on a repair.
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Re: 156 may be written off

depends on level of damage, but wouldn't you rather take the money?
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Re: 156 may be written off

If you are the innocent injured third party, then you are entitled in law to reinstatment to the position you were in before the accident. If the car is written off you can press for a settlement that will buy you a similar vehicle in similar condition..regardless of glass's guide values. Don't compromise over this, negotiate and tell them what it will take to make you satisified, and that you will take them to small claims if they underpay.

On your part you have to be reasonable, but be firm. You are the injured party and don't let them forget that.

Also don't forget that injury to yourself may not show immediately, so if you start getting stiff necks, headaches etc a few weeks from now that you havn't had up to now you need to see your GP pronto. I'm not telling you to cheat and submit a fraudulent claim..quite the opposite as I hate people who do that, but just telling you to be aware.


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Re: 156 may be written off

bad luck Genus

Good luck in getting this sorted the way you want.
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Re: 156 may be written off

Sorry to hear about the accident

Good advice from AlfaLincs

In general, insurance companies will try to get away with as little as they can - so they will try to settle on the lowest quoted value.

As Lincs says, if you are the innnocent party, don't accept their first offer. Be polite but assertive.

Best of luck with it.
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Re: 156 may be written off

Thanks for all the good advice everyone...and for the best wishes...

The advice about standing ground over the cost of a replacement vehicle of the same is really important as I get really annoyed at he thought of losing out here due to the fact that some muppet in a 4X4 cant drive properly.

Will keep you all posted. Once again, thank you.
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Re: 156 may be written off

get on autotrader.co.uk and other sites so you will have example prices to hand when talking money.

you can bet they'll undervalue the first few offers but hold fast.
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