DB9 Top Gear Track
AO Silver Member
Join Date: Jan 2007
Location: United Kingdom
County: East Sussex
Insurance companies take into account the cost of hire cars, out of pocket expenses and so on, sometimes the total claim for even a minor bump can run into eye watering claims. The insurance companies will cut their losses and run, writing off perfectly good cars.
A Cat D car needs nothing more than a current MOT to satisfy the law, some insurance companies may require the vehicle to undergo a new MOT to confirm its roadworthiness, but I'm pretty sure the law doesn't require it.
As long as the asking price reflects the fact it's been recorded and you're aware it'll affect your resale value then it should not stop you buying it. There may be other reasons not to buy unrelated to the write off of course, just as there would be any other car.
Loose - not close, compact, or tight in structure or arrangement
Lose - to part with or come to be without, as through theft, accident, negligence, etc.