had a bit of a bump just now
she's not wrecked though...
Was following a car along a b road, about 45mph, a road I know well. The driver in front braked hard and indicated very very late, almost past the junction (corroborated by witness) and muggins here had no chance to stop as I had just pressed the throttle to overtake.
The driver's immediate reaction was "I'm sorry my friend distracted me".
We've not swapped insurance yet, only numbers, but I'm not sure who is 100% at fault..
Also she said she was insured via her own insurance as it was her friends car, she claims to be 25+ and fully comp on her own insurance etc. What do I do if she isn't technically insured to drive it....?
What to do? Her car (Honda accord) had a towbar so its only minor scuffs on the paintwork, mines buckled the bonnet, cracked the bumper and shoved n/s light back a bit. Don't think the rad is punctured though as I've driven it a couple of miles gently and temp stayed fine...