Are you fully comp? If so it should be your insurance company you are dealing with, not the other parties.
I would also agree that your car is worth about £2k,
Excuse my ignorance...why would I necessarily deal with my insurer? Would I claim on my own policy, pay an excess, even though I'm not at fault?
In terms of Market value, I can't see how you can discount maintenance on a car, when valuing a car. If it has been maintained well and serviced etc, it is likely to be mechanically sound and provide to a degree 'trouble free motoring'. Plus the engine comes with guarantees, as does all the other work carried out in the car. A 'super wax' is superficial and cosmetic, but still nice!
Would you guys go out and buy a car knowing it hasn't been serviced and maintained? Without a cambelt change?? You need to compare like for like.
I'd be lucky to find the right spec car again for 2k, not to mention 3year guarantee on the engine and other parts!
If you do find one, which also has full red leather seats...let me know. I can see a drawn out argument with the insurers now, hassle which I don't need. Since it's her fault, her insurers should rectify the situation, to see that I'm back in the same financial situation after the claim, as I was before. I should not be at a loss, financial or otherwise.