Join Date: May 2002
Location: Greece [+=] ELLADARA
147Dude is on the right track. You see, there are certain countries that evaluate different criteria when it comes to car insurances. For example:
In Greece, loads of people have Fiat Punto GT because it has a small engince size (1.4L) but a turbo and about 130bhp (plus it is very light); now in Greece, the cinsurance companies look at the engine size, car price and a coupl of other minor things.
Here in Belgium, they look at the driver's age, enbgine size, engine power (kW), car's price/value and so on.
So a 25-year old trying to insure a brand-new 2.0L Alfa Romeo costing close to a millinon Belgian Francs (last year) that kicks out 150bhp as standard, you can imagine the looks on their faces...
Regarding the tuning: Unfortunately, too many people "silly-tune" their cars by adding too much so-called plastic junk on and around their cars (roof spoilers, under-bumber spoiler, side skirts, air vents, fuel cover stickers, headlamp covers, dodgy mirrors...) thus making their car look like a patch-work design... with NOTHING done as far as performance and power is concerned. It is just a show car.
All the above is generally "accepted" by insurance companies. What is "negotiable" (and very small margin for negotiation I may add) is when you start modifying the car's listes performance characteristics such as power, emmissions, safety features...
Strict but, then again if you consider how people drive around here, you need insurance sooner or later... frown