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  #1 (Post Link)  
Old 17-07-07
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Insurance quotes..OUCH!

Car: 147 GTA
Insurer: Adrian Flux
Age: 21
NCB: 0
Driving: Nearly 4 Years
Points: 0
Claims: 0

With my parents on the policy as named drivers

£2900 a year !!!!!!!!!!!

Last edited by ashlez; 17-07-07 at 13:37.
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  #2 (Post Link)  
Old 17-07-07
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Re: Insurance quotes..OUCH!

Originally Posted by ashlez View Post
Car: 147 GTA
Insurer: Adrian Flux
Age: 21
NCB: 0
Driving: Nearly 4 Years

With my parents on the policy as named drivers

£2900 a year !!!!!!!!!!!
...Driving a 147 GTA at the age of 21 legally and not having to TWOK it priceless!
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  #3 (Post Link)  
Old 17-07-07
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Re: Insurance quotes..OUCH!

Twok?
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  #4 (Post Link)  
Old 17-07-07
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Re: Insurance quotes..OUCH!

Wow. Thats not as bad as I would have expected! haha.

I'm 22 driving a 1.8 156 veloce and my insurance is over a grand! :P
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  #5 (Post Link)  
Old 17-07-07
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Re: Insurance quotes..OUCH!

Run the quote again but take your parents off. Then post how much it is.

3rd party or comprehensive?
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  #6 (Post Link)  
Old 17-07-07
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Re: Insurance quotes..OUCH!

Originally Posted by ashlez View Post
Twok?
To steal. an abreviation of the common juveline crime of 'Taken Without Consent' usualy applied to motor vehicles stolen by chavs.

Lol! Don't worry mate. If you are seriously looking at a GTA, you might want to get a 2 litre for a year or two first. I'm just going to wait until I'm 25 when the insurance is cheaper!!!
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Old 17-07-07
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Re: Insurance quotes..OUCH!

Originally Posted by OperationAlfa View Post
To steal. an abreviation of the common juveline crime of 'Taken Without Consent' usualy applied to motor vehicles stolen by chavs.

Lol! Don't worry mate. If you are seriously looking at a GTA, you might want to get a 2 litre for a year or two first. I'm just going to wait until I'm 25 when the insurance is cheaper!!!
Same here.

Currently i am £450 for my 145 cloverleaf. 21, 3rd party fire and theft, my name only, 4 years NCB, pass plus, no accidents/convictions etc.
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  #8 (Post Link)  
Old 17-07-07
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Re: Insurance quotes..OUCH!

most people will say its a silly idea at my age....each to their own tho!!

not all 21 year olds drive like a maniac
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Re: Insurance quotes..OUCH!

Originally Posted by ashlez View Post
most people will say its a silly idea at my age....each to their own tho!!

not all 21 year olds drive like a maniac
I don't think anyone suggested that you do. I'm only 22 and would love to drive a GTA. However it's the people that do drive like maniacs that means I have to pay such a disgusting premium to drive a nice car.
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Re: Insurance quotes..OUCH!

In addition, Adrian Flux haven't been very good for us "under 25's" the quote I had from them was about 400 quid over my insurer!!

Do a quote on confused.com. It worked for me!!
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  #11 (Post Link)  
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Re: Insurance quotes..OUCH!

For me its more of the fact that we have had Alfa's in the family for as long as i can remember and i have always had a passion for them.

For the last 4 years of my life i have wanted one its not about the speed for me - its the look and sound of such a beautiful car and engine.
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Re: Insurance quotes..OUCH!

Originally Posted by ashlez View Post
For me its more of the fact that we have had Alfa's in the family for as long as i can remember and i have always had a passion for them.

For the last 4 years of my life i have wanted one its not about the speed for me - its the look and sound of such a beautiful car and engine.
Well I'm afraid unless you are minted, it's gonna be a few years before You get one . I couldn't afford the insurance on a 2.5 when I found one... It's a bugger.
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Old 17-07-07
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Re: Insurance quotes..OUCH!

Have you tried Chris Knott?

Im paying 800quid on my new Spider - OK so its no GTA but then again its worth a lot more.

Worth a try anyway!
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Re: Insurance quotes..OUCH!

Originally Posted by euroboy View Post
Have you tried Chris Knott?

Im paying 800quid on my new Spider - OK so its no GTA but then again its worth a lot more.

Worth a try anyway!
If you are under 25 I will be very jealous!
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  #15 (Post Link)  
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Re: Insurance quotes..OUCH!

He is 23 according to his profile
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Re: Insurance quotes..OUCH!

Damn you rich boy! hehe

How many years NCB you got?
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  #17 (Post Link)  
Old 17-07-07
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Re: Insurance quotes..OUCH!

[QUOTE=OperationAlfa;1184875]an abreviation of the common juveline crime of 'Taken Without Consent'QUOTE]

More correctly it is an abbreviation of

Taken Without Owner's Consent...

See all that time watching Road Wars on Sky wasn't wasted!
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Re: Insurance quotes..OUCH!

Originally Posted by OperationAlfa View Post
Damn you rich boy! hehe

How many years NCB you got?
Technically 3 years, but that quote is only based on 2yrs as it was too much of a pain in the arse to get my last year of NCB transferred from Luxembourg back to the UK.

Although Chris Knott is the broker the policy is actually with Highway Insurance. Had never heard of them previously and im not sure if they sell policies or underwrite only, but maybe its another avenue you can pursue?

BTW yes I am 23
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Re: Insurance quotes..OUCH!

Originally Posted by ashlez View Post
Car: 147 GTA
NCB: 0
Driving: Nearly 4 Years
£2900 a year !!!!!!!!!!!
You sound surprised. It is a ridiculous amount for insurance, i agree, but given your criteria you can't blame them for asking high premiums. Out of curiosity, what has been your best quote so far?

My advice; find the best quote possible from another insurer, call AF back and they will beat your best price. Always have for me.

Originally Posted by OperationAlfa View Post
In addition, Adrian Flux haven't been very good for us "under 25's"
I have cause to disagree with you there; Although i am now 25, i was insured prior to being 25 through Flux and they were very competitive (as are they now). Nobody else could even get close to them on price a couple of years ago, however the playing field is levelling as i'm getting older.

Just renewed my policy through them today as it happens.
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Old 17-07-07
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Re: Insurance quotes..OUCH!

im only paying 565 on my 147 2.1TS at 21 year old, 4 years NCD and advanced motorist member...

the GTA would put me back 1100 to insure fully comp

aint got the cash to buy one just yet tho, busy buying a house instead
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  #21 (Post Link)  
Old 18-07-07
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Re: Insurance quotes..OUCH!

The best so far has been around £1,700 but most are about £2,000

Thats quite a big drop for AF to match though!
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Old 18-07-07
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Re: Insurance quotes..OUCH!

Originally Posted by ashlez View Post
The best so far has been around £1,700 but most are about £2,000

Thats quite a big drop for AF to match though!
Trust me, try them! From my dealings with them, their philiosophy seems to be, 'give us your best shot and we'll beat it.'

Plus the level of cover they have given has been very good - including 3rd party cover on other cars (something which many insurers don't offer at all now, or require you to be 25 to qualify for), comes in handy every now and again!
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  #23 (Post Link)  
Old 18-07-07
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Re: Insurance quotes..OUCH!

surely they wont be that interested to have me on board??

statistically im not exactly the most desirable customer.

If i wasnt going to drive a GTA it would be something like a Focus RS or ST but in my opinion they are just ugly manufactured cars with no soul. i just dont get a warm feeling inside or a smile on my face when i drive them...

im prepared to pay the extra insurance cost but i just want to get it down as much as possible because obviously nobody wants to pay over the odds for insurance..
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Re: Insurance quotes..OUCH!

Originally Posted by ashlez View Post
surely they wont be that interested to have me on board??

statistically im not exactly the most desirable customer.
Money is money, doesn't matter where it comes from and that's what they are in business for. They have always had favourable rates for Alfa drivers, even before AO got affiliated with them, and i think thats largely due to the fact that the majority of (but not all) Alfa owners are enthusiasts and drivers therefore they probably don't see that type of customer as high risk - compared with all the John Doe's who, after nervously scraping through their tests drive kia's or ka's because they are a cheap means of getting from A-B.

As a benchmark for prices;
My best mate bought a GTA at 22, and as he has just told me paid £1100 with Direct Line but that was with 5years NCB.

I bought my 2.0 Sele' at 21 with 3 years NCB and paid around £900, maybe could have got it for less but i was already in contract with Admiral from my previous car.

For decent quotes try Sainsbury's with just you to drive, and also Admiral with both parents as drivers if their licences are clean.
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Old 18-07-07
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Re: Insurance quotes..OUCH!

Originally Posted by marko View Post
im only paying 565 on my 147 2.1TS at 21 year old, 4 years NCD and advanced motorist member...

the GTA would put me back 1100 to insure fully comp

aint got the cash to buy one just yet tho, busy buying a house instead
Just out of interest.. Do they know about that cheeky 0.1 thats added?

Originally Posted by ashlez View Post
The best so far has been around £1,700 but most are about £2,000

Thats quite a big drop for AF to match though!
They won't get anywhere near that.

Originally Posted by gil_147 View Post
Money is money, doesn't matter where it comes from and that's what they are in business for. They have always had favourable rates for Alfa drivers, even before AO got affiliated with them, and i think thats largely due to the fact that the majority of (but not all) Alfa owners are enthusiasts and drivers therefore they probably don't see that type of customer as high risk - compared with all the John Doe's who, after nervously scraping through their tests drive kia's or ka's because they are a cheap means of getting from A-B.

As a benchmark for prices;
My best mate bought a GTA at 22, and as he has just told me paid £1100 with Direct Line but that was with 5years NCB.

I bought my 2.0 Sele' at 21 with 3 years NCB and paid around £900, maybe could have got it for less but i was already in contract with Admiral from my previous car.

For decent quotes try Sainsbury's with just you to drive, and also Admiral with both parents as drivers if their licences are clean.
I think you are maybe overseeing that ashlez has no NCB. As you know the insurance companies love their NCB. They are not required to have these by law and therefore use them purely to see the regular non risk drivers are. Therefore anyone under the age of 25 will have a much tougher time in the first 3 years or so of driving. Fact. (Reflective in the statement you made above)
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