Re: Why so much?
Driving experience, crime rate in area, insurance group of car, sex, number of miles, where it's parked overnight, modifications, convictions, claims, accidents, excess, extent of cover, age, (heard rumours about this one, might not be true) your car history (if you've jumped from a 1.0 to a 3.2 they're more likely to bang a premium up than if you went 1.0, 1.5, 2.0, 3.2)
It's probably one or more of them.
I'm 28 and driving a 3.2 GTA which is group 19, and paying a similar amount to you - but I live in Congleton, which is a pretty good postcode for insurance costs.
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